A Guide To STARTING A BUSINESS IN MINNESOTA 44th Ed 2026

• Most accounts or notes receivable • Real estate and depreciable property used in the business

• Certain copyrights, creative works the business created, and government publications.​ The difference between the sales price and your basis (what you paid for it, plus certain improvements and expenses) determines your gain or loss. Individuals (Sole Proprietors, Partners, S Corp Shareholders) • Long-term capital gains (assets held more than one year) enjoy lower tax rates than regular income. • Short-term capital gains (assets held one year or less) are taxed at your ordinary federal income tax rates. Federal 2026 Long-Term Capital Gains Brackets Rate Single Married Filing Jointly Married Filing Separately 0% up to $49,450 up to $98,900 up to $49,450 15% $49,451–$545,500 $98,901–$613,700 $49,451–$306,850 20% over $545,500 over $613,700 over $306,850 Note : Net investment income may face an additional 3.8 percent tax for high earners.​ C Corporations • All capital gains are taxed at the corporate income tax rate (21 percent). There is no reduced rate for long-term gains. • C corporations can only deduct capital losses up to the amount of their capital gains. Net capital losses can be carried forward to offset future capital gains, but not other income.​ Minnesota Tax Treatment Minnesota does not have a separate capital gains tax—all capital gains (short- and long-term) are taxed as ordinary income using Minnesota individual or corporate rates.

Net Operating Loss Net Operating Loss (NOL): What It Means for Your Minnesota Business

If your deductible business expenses are more than your total income for the year, you may have a Net Operating Loss (NOL). An NOL lets you use this year's losses to reduce taxable income in future years, helping lower taxes when your business is profitable.​

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