C. H. Brown Co. - September 2021

PRSRT STD US POSTAGE PAID BOISE, ID PERMIT 411

C.H. Brown Co., LLC A PLATTE VALLEY COMPANY 20 W. Frontage Rd. • Wheatland, WY 82201 307-322-2545 • chbef.com

Inside

1 Meet the People of CHB 2 Recent and Upcoming Events 2 3 Necessary Steps to Optimize Your Business 3 One-Pan Apple Cider Chicken

3 Our Visit With Gov. Mark Gordon! 3 Our Employees Are in Training! 4 Predicting Financing Is Like Predicting the Weather

Financing Is Like the Weather — Unpredictable

like many things, business persisted, just as fall comes every year. Our brokers will always have clients who need updated trucking fleets and construction equipment — even as the financing industry fluctuates like the natural ebb and flow of the seasonal weather. Our goal at CHB is to provide that constant presence. We may not know how interest rates will change next year, but we do know that your brokerage relies on reliable service to help your borrowers get the financing they need to build their business. And as a small business, we understand that you will continue to grow and move forward, even as new challenges — like supply shortages — continue. So, as we prepare to bundle up this September, or continue to sweat it out in the West, we know we have to be prepared for whatever the market throws at us and our brokers. Our team at CHB is prepared to help you navigate financing services for your clients — regardless of the forecast.

There’s no predicting what Mother Nature will have for us here in Wyoming. This past Mother’s Day saw a snowstorm, and weeks later, on June 1, it was 101 degrees F. We continued into July with temperatures that were just as hot, but in mid-July we reached below 50 F one evening. As we look ahead to the start of fall this September, we can only be assured two things: It will either be freezing or boiling hot. The West truly is wild. Much like how Wyoming’s weather can be unpredictable, financing can be a bit of a mystery. At CHB, we use our expertise and software tools to help brokers and borrowers navigate the financial market together, but the truth is, no one has a concrete answer. The markets change with the seasons, and we have to be prepared for that. However, as we anticipate cooler, shorter days each fall, we’re reminded of the phrase “business as usual.” It’s taken on a slightly different meaning in the last two years, but

Happy fall!

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