Retirement Planning Strategies- May 2019

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issue INSIDE THIS What I Learned by Visiting Cuba PAGE 1

Making Charity a Part of Your Estate Plan PAGE 2

Spotlight on Virginia Baermann PAGE 2

Which Club Is Right for You? PAGE 3

How to Travel Sustainably PAGE 4 GO GREEN Vacations can come at great expense, and not just for your bank account. According to a 2018 study published in Nature Climate Change, travel accounts for eight percent of all global greenhouse gas emissions. There are many opportunities to do your part to lessen these emissions by traveling sustainably. TRAVEL GREEN When possible, trains, hybrid buses, and carpooling are great alternatives to larger, more environmentally intrusive travel methods. Large cruise liners are detrimental to oceans, and airplanes emit large amounts of toxins into the air. However, you can cruise and fly with the earth in mind. Some cruise lines are working to reduce their impact by installing more eco-friendly lighting and materials, and flight experts recommend using “green” airports, choosing fuel-efficient airlines, staying longer, and traveling less. What a great excuse to extend your vacation! STAY GREEN Where you stay impacts the environment as much as how you get there. Hotels use copious amounts of water for bathing and laundry,

Get Out There With These Eco-Tourism Tips

and they struggle to reduce energy because many guests leave their lights and televisions on. However, many luxury resorts, woodsy cabins, and even entire countries have opted to make eco-tourism easier. If you’re looking for a region of the world committed to preserving nature, look no further than Iceland, Finland, and Sweden, which are ranked the three most environmentally friendly places in the world. DO GREEN Man-made attractions like the Egyptian pyramids and Machu Picchu are some of the world’s greatest wonders, but Earth itself is pretty breathtaking. Check out natural attractions while hiking or camping in preserved forests, or soak up all the Caribbean has to offer by snorkeling, scuba diving, sailing, kayaking, canoeing, paddle boarding or just walking. When you’re mindful of your surroundings and remain unobtrusive, there are endless outdoor activities you can explore. Some locations even partner with environmentally conscious organizations with whom you can donate or volunteer.

Opt for a green vacation and know that while you relax, the earth is getting a little relief too.

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