LifeLock With Norton Benefit Essential
LifeLock With Norton Benefit Premier
LIFELOCK IDENTITY THEFT PROTECTION (cont’d)
LIFESTYLE Alerts on Crimes Committed in Your Name 1
We search for falsified court records containing your personal information to help protect you from arrest for crimes you haven’t committed, monitor for fictitious identities using aliases with your SSN, and alert you of potentially fraudulent credit card activity.
Child Identity Protection • Child Credit File Monitoring
The existence of credit information for a child can be a sign of identity theft. LifeLock monitors your child’s Social Security number to detect credit information associated with your child’s identity. • Guided Child Freeze We provide instructions to freeze credit files for each junior plan member to help protect against criminals opening unauthorized accounts in their name. • Social Media Cyberbully Monitoring 4 We’ll help protect your children against cyberbullying on their social media feeds and notify you of posts that may be sexually explicit, drug-related, violent, or hate speech.
Included in family plan
Included in family plan
• Coverage for Lawyers & Experts 5 ($1M) • Stolen Funds Reimbursement 5 ($25K) • Unauthorized Funds Transfer Reimbursement 5 ($25K)
Dark Web Monitoring Identity thieves can buy or sell your personal information on hard-to-find dark websites and forums. LifeLock patrols the Dark Web and notifies you if we find your information, such as your username, password, IP address, or gamer tag. Data Breach Notifications How many organizations and companies store your information in their databases? Your information is virtually everywhere, from doctors, insurance companies, employers, even your favorite retailers. We let you know about large-scale breaches, so you can help protect your personal information. Fictitious Identity Monitoring Could someone use your SSN with someone else’s name and address to commit identity theft? Yes, it’s called synthetic identity theft. Criminals can use fake personal information connected to your identity to open accounts or commit fraud. We help protect your identity by scanning for names and addresses connected with your SSN. File-sharing Network Searches We monitor and notify you if we see your personal information on file-sharing networks intended for music or photos. Freeze Center Criminals can steal your identity to open credit cards, bank accounts, or utilities in your name. We provide easy instructions and quick access so you can freeze credit, bank, and utility files with each consumer reporting company to help protect against criminals using your information to open new accounts or take out loans in your name. Home Title Monitoring Your home is likely your biggest asset, but how often do you monitor the title to your home? Someone could take out a loan and lien against your home without your knowledge. We will monitor and notify you if we detect changes made at the county recorder’s office related to your home’s title so you can take necessary action to protect your home. Identity Lock 3 Criminals can steal your identity to open credit cards, bank and utility accounts, or even take out a loan in your name. With a single click, Identity Lock (including Credit Lock & Payday Loan Lock) lets you lock your TransUnion credit file or your Specialty Loan file to help protect against identity thieves from opening new credit accounts or taking out loans in your name. And you can easily unlock it whenever you need to open a new account. Identity & Social Security Alerts 1 Banks and other companies may attempt to verify your identity when you open a new credit card account, get a car loan, or even when logging into your banking account online. This is done by asking you questions only you should be able to answer, like the name of your best friend or by texting you a one-time usage code. But what happens if a cybercriminal is attempting to impersonate you to open new accounts? We monitor our network and alert you if we detect a bank, utility or other company attempting to verify your identity so you can take action to help protect your identity, if this was not initiated by you. ID Verification Monitoring 1 Monitor for use of personally identifiable information (PII) in credit applications, public records, websites, docusign, unemployment in some states, and other places for any unusual activity
that could be signs of identity theft. Phone Takeover Monitoring
Phone takeover monitoring helps protect against phone takeovers. We monitor your (mobile) phone number for potential takeovers including SIM card changes, carrier changes, and line disconnections. Then we notify you so you can spot identity theft and take action if necessary.
1 We do not monitor all transactions at all businesses. 3 Locking or unlocking your credit file does not affect your credit score and does not stop all companies and agencies from pulling your credit file. The credit lock on your TransUnion file will be unlocked if your subscription is downgraded or canceled. 4 Does not include monitoring of chats or direct messages. 5 Reimbursement and Expense Compensation, each with limits of up to $1 million for Benefit Essential, Premier, and Premier Plus, and up to $50,000 for LifeLock Benefit Junior ($25,000 reimbursement coverage and $25,000 fraudulent withdrawals). All plans include up to $1 million in coverage for lawyers and experts. Cyber Crime Coverage, if applicable, covers up to $50,000 for covered expenses per Plan. All benefits are issued and covered by third party partners. Policy terms, conditions, and exclusions at: gendigital.com/legal.
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