SECTION 4: RISK ASSESSMENT
channels. These changes are most often created by human activity.
The 100-year flood, which is the minimum standard used by most federal and state agencies, is used by the National Flood Insurance Program (NFIP) as the standard for floodplain management and to determine the need for flood insurance. Participation in the NFIP requires adoption and enforcement of a local floodplain management ordinance which is intended to prevent unsafe development in the floodplain, thereby reducing future flood damages. Participation in the NFIP allows for the federal government to make flood insurance available within the community as a financial protection against flood losses. Since floods have an annual probability of occurrence, have a known magnitude, depth and velocity for each event, and in most cases, have a map indicating where they will likely occur, they are in many ways often the most predictable and manageable hazard.
Warning Time: 3 – 6 to 12 hours
Duration: 3 – Less than 1 week LOCATION
Figure 4.19 reflects the effective mapped flood insurance zones for Wake County.
Wake County, NC Multi-Jurisdictional Hazard Mitigation Plan
WSP June 2024 Page 127
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