SECTION 4: RISK ASSESSMENT
maximize the resistance of the structures to damage. Large amounts of hail may need to be physically cleared from roadways and sidewalks, depending on accumulation. Hail can cause other cascading impacts, including power loss. During a 20-year span between January 1, 1998 and December 31, 2017 in Wake County, NCEI reported $10 million in property damage as a direct result of hail. This averages to $50,000 per year in reported damages due to hail, though it should be noted that the $10 million in recorded damage was all due to one storm. According to a National Insurance Crime Bureau (NICB) study of insurance claims from the Insurance Services Office (ISO) ClaimSearch database, between 2014 and 2016, North Carolina saw 45,274 separate hail damage claims. It should be noted that property damage due to hail is usually insured loss, with damages covered under most major comprehensive insurance plans. Because of this, hail losses are notoriously underreported by the NCEI. It is difficult to find an accurate repository of hail damages in Wake County, thus the NCEI is still used to form a baseline. When strong enough, wind events can cause significant direct damage to buildings and infrastructure. NCEM’s IRISK database estimates damages from increasing magnitudes of wind events, deta iled in Table 4.62 through Table 4.65.
Wake County Multi-Jurisdictional Hazard Mitigation Plan 2019
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