Mid-America Apartments
Legal Insurance from ARAG
WHAT IS LEGAL INSURANCE? Legal insurance helps you plan for the good times in life, like welcoming a child into your family and updating your will. It’s also there to help you through life’s struggles, like when kids make mistakes, you get caught speeding or true love just doesn't work out.
WANT MORE INFORMATION?
WHAT DOES LEGAL INSURANCE COVER? A legal insurance plan from ARAG® covers a wide range of legal needs like the examples shown below – and many more – to help you address life's legal situations.
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Consumer Protection Matters • Auto repair • Buying or selling a car • Consumer fraud • Consumer protection for goods or services • Home improvement • Personal property disputes • Small claims court
Finance, Tax & Debt-Related Matters
For specific details about your plan, and to view a complete list of coverages,
• Debt collection • Garnishments • IRS tax audit • Personal bankruptcy • Student loan debt Home Ownership or Renter Matters
ARAGlegal.com/myinfo
and enter Access Code: visit
18333maa
To talk with someone, call ARAG at
• Buying and selling a home • Contracts/lease agreements • Contractor issues • Deeds • Foreclosures or evictions • Disputes with a landlord
Criminal Situations • Juvenile • Parental responsibility
800-247-4184
WHICH PLAN IS RIGHT FOR YOU? UltimateAdvisor Plus™ offers you all of the coverages listed and more including:
Family Law Events • Adoption • Domestic partnership • Guardianship/conservatorship • Name change • Pet-related matters and damages • Pre-marital agreements
• Neighbor disputes • Real estate disputes
• Services for parents/grandparents • Divorce • Child support and custody • Identity Theft Protection • Andmore
Traffic Troubles • License suspension/revocation • Traffic tickets Wills & Estate Planning Needs • Funeral directives • Powers of attorney • Wills • Trusts
WHAT DOES IT COST?
General Needs • Document review
UltimateAdvisor® $7.13 biweekly
• Credit records correction • Document preparation
UltimateAdvisor Plus TM $10.11 biweekly
WHY SHOULD YOU GET LEGAL INSURANCE?
HOW LEGAL SHOWS UP IN YOUR LIFE
Work with a network attorney and attorney fees are 100% paid in full for most covered matters.
Most consumers believe legal troubles are rare, once-in-a-lifetime events. But they’re far more common than you think. of individuals experienced a legal event in the past three years. 1 These events often have a considerable impact on one's finances or family. 85%
Save thousands of dollars , on average, for legal matters by avoiding costly legal fees.
We help connect you with local attorneys – many who average 20+ years of experience.
Use DIY Docs® to create a variety of legally valid documents, like wills or powers of attorney, including state-specific templates.
Address your covered legal situations with a network attorney for legal help and representation.
USING YOUR LEGAL PLAN IS EASY
ARAG Members rated network attorneys 9.2 out of 10 for accessibility, responsiveness and professionalism. 2
9.2
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When you have a legal need, you can go online, use the ARAG Legal app or call Customer Care. Answer a few questions to confirm your coverage and receive information on local network attorneys who can help with your legal matter. Then, meet with a network attorney virtually, over the phone or in person.
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See What a Network Attorney Can Do for You Whenever you face legal needs throughout life, your ARAG legal coverage is there for you. Network attorneys are available to answer your legal questions in person, virtually or over the phone for your immediate needs. Connect with a network attorney who will: • Review or prepare documents. • Make follow-up calls or write letters on your behalf. • Advise you on legal issues. • Represent you – including if you go to court.
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1 ARAG Stress Research Study, general consumers and members with known legal issues, October 2022. 2 2023 ARAG Member Satisfaction Survey.
Limitations and exclusions apply. Depending upon a state’s regulations, ARAG’s legal insurance plan may be considered an insurance product or a service product. Insurance products are underwritten by ARAG Insurance Company of Des Moines, Iowa. Service products are provided by ARAG Services, LLC. This material is for illustrative purposes only and is not a contract. For terms, benefits or exclusions, contact us.
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© 2024 ARAG North America, Inc.
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