ARAG Legal Plan Flyer

Mid-America Apartments

Legal Insurance from ARAG

WHAT IS LEGAL INSURANCE? Legal coverage isn’t just for the serious issues, it’s for your everyday needs, too. Legal insurance helps you address common situations like creating wills, transferring property or dealing with a traffic ticket.

WANT MORE INFORMATION?

WHAT DOES LEGAL INSURANCE COVER? A legal insurance plan from ARAG® covers a wide range of legal needs like the examples shown below – and many more – to help you address life's legal situations.

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Consumer Protection Matters • Auto repair • Buying or selling a car • Consumer fraud • Consumer protection for goods or services • Home improvement • Personal property disputes • Small claims court

Finance, Tax & Debt-Related Matters

For specific details about your plan, and to view a complete list of coverages,

• Debt collection • Garnishments • IRS tax audit • Personal bankruptcy • Student loan debt Home Ownership or Renter Matters

ARAGlegal.com/myinfo

and enter Access Code: visit

18333maa

To talk with someone, call ARAG at

• Buying and selling a home • Contracts/lease agreements • Contractor issues • Deeds • Foreclosures or evictions • Disputes with a landlord

Criminal Situations • Juvenile • Parental responsibility

800-247-4184

WHICH PLAN IS RIGHT FOR YOU? UltimateAdvisor Plus™ offers you all of the coverages listed and more including:

Family Law Events • Adoption • Domestic partnership • Guardianship/conservatorship • Name change • Pet-related matters and damages • Pre-marital agreements • Divorce

• Neighbor disputes • Real estate disputes

• Identity Theft Protection • Divorce • Child custody, support, visitation • General in-office hours • Andmore

Traffic Troubles • License suspension/revocation • Traffic tickets Wills & Estate Planning Needs • Funeral directives • Powers of attorney • Wills

WHAT DOES IT COST?

UltimateAdvisor® $6.92 biweekly

General Needs • Document review

• Credit records correction • Document preparation

UltimateAdvisor Plus TM $10.15 biweekly

WHY SHOULD YOU GET LEGAL INSURANCE?

USING YOUR LEGAL PLAN IS EASY

Work with a network attorney and attorney fees are 100% paid in full for most covered matters.

1

When you have a legal need, you can go online, use the ARAG Legal app or call Customer Care. Answer a few questions to confirm your coverage and receive information on local network attorneys who can help with your legal matter. Then, meet with a network attorney virtually, over the phone or in person. Most consumers believe legal events are rare, once-in-a-lifetime events. But they’re far more common than you think. HOW LEGAL SHOWS UP IN YOUR LIFE of individuals experienced a legal event in the past three years. 1 85% These events often have a considerable impact on one's finances or family.

Save thousands of dollars on average, for legal matters by avoiding costly legal fees.

2

We help you easily find local attorneys in ARAG’s network – many who average 20+ years of experience.

3

Address your covered legal situations with a network attorney for legal help and representation.

ARAG members rated network attorneys 9.4 out of 10 for accessibility, responsiveness and professionalism. 2

Use DIY Docs® to create a variety of legally valid documents, including state-specific templates.

See What a Network Attorney Can Do for You Whenever you face legal needs throughout life, your ARAG legal coverage is there for you. Network attorneys are available to answer your legal questions in person, virtually or over the phone for your immediate needs. Connect with a network attorney who will: • Review or prepare documents. • Make follow-up calls or write letters on your behalf. • Advise you on legal issues. • Represent you – including if you go to court.

1 ARAG Stress Research Study, October 2022. 2 2022 ARAG Customer Satisfaction Survey.

Limitations and exclusions apply. Depending upon a state’s regulations, ARAG’s legal insurance plan may be considered an insurance product or a service product. Insurance products are underwritten by ARAG Insurance Company of Des Moines, Iowa. Service products are provided by ARAG Services, LLC. This material is for illustrative purposes only and is not a contract. For terms, benefits or exclusions, contact us.

Rev 6/23 200333maa

© 2023 ARAG North America, Inc.

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