Think-Realty-Magazine-July-August-2017

In case you haven’t noticed, CIVIC is a company on the move. In fact, their rise from

start-up to frontrunner is nothing short of meteoric. What’s their secret? It all starts with

their lineage. You see, CIVIC was created by

Wedgewood and HMC Assets LLC — two of the

most respected names in residential real estate.

THE BEST AND THE BRIGHTEST Great people make great companies. If you’re looking for a company that offers unlimited career potential, give us a call. We’re hiring mortgage professionals across all sectors of origination and fulfillment.

Launching CIVIC in 2014 to serve investors who

don’t fit traditional lending criteria,Wedgewood

and HMC possess unparalleled expertise and

access to low-cost capital. Endowed with these

extensive resources, CIVIC is able to keep all operations in-house. So loans are managed

more closely, quickly, and efficiently. Beyond its unique heritage, CIVIC is a company

built around top talent. And this year, Bill Tessar and Merced Cohen of Skyline Home

Loans join this dedicated team as CEO and Director of Operations. Under their guidance,

CIVIC is refining its internal structure to help Sales and Operations work more cohesively,

to ensure flawless execution via superior service, and to eliminate complexity by

THE SECRET OF OUR SUCCESS CIVIC can fund deals faster and with less risk because of our expertise in real estate valuation. If you need to close fast, maybe it’s time to think outside the bank.

streamlining every phase of the lending process. Bottom line? With competitive rates,

best-in-class service, and lightning-quick funding, CIVIC is rapidly becoming the industry’s

#1 private lender. They’d like to be your #1 choice as well.

PROGRAM HIGHLIGHTS

INVESTOR FINANCING

CIVIC IS HEADED TO # 1

• Funding in as few as 4 days • Non-owner occupied SFRs, 1-4 units, multi-family & condos • 1, 2, & 4 year terms • Line of credit financing • Loans up to 90% of the purchase price or 80% of as-is value

• Fix and Flip • Bridge • Rentals

SPEED FUNDING IN AS FEW AS 4 DAYS

• Interest rates as low as 8.5% • Foreign National program

CAPITAL DIRECT LENDER WITH UNLIMITED FUNDING CAPACITY

NEW CHANNELS CORRESPONDENT PROGRAM COMING SOON CALL TO PARTICIPATE IN OUR BETA TEST

844.725.4488 www.civicfs.com

REAL ESTATE EXPERTISE PART OF A VERTICALLY INTEGRATED REAL ESTATE COMPANY WITH 35,000 FIX & FLIPS COMPLETED

©2017 All rights reserved. This is not a commitment to lend. Restrictions may apply. LTV limit is based on current, accurate appraised value. Civic Financial Services, LLC reserves the right to amend rates and guidelines. All loans are made in compliance with Federal, State, and Local laws. Civic Financial Services, LLC is a California Finance Lender under NMLS 1099109 and the California Department of Business Oversight license #603L321, AZ Mortgage Broker license #092863, ID Mortgage Broker/Lender License #MBL-8288, OR Mortgage Broker License #ML-5282, and WA Consumer Loan Company License #CL-1099109. Civic Financial Services, LLC is an equal opportunity lender.

Proud Member of the American Association of Private Lenders

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