These Malls Were Made for Walking
The Exercise Venue That Will Keep You Cool and Fit
I f you’re young at heart and looking to stay (or get) in shape this summer, consider taking a trip to the mall. No, not to pick up some hot new exercise product or dietary supplement, but to walk a few laps. Safe and convenient, “mall walking” has become one of the biggest trends in senior fitness. Cool in the Summer, Warm in the Winter This time of year, heatstroke can be a real concern when exercising outside. But that doesn’t mean you have to be a homebody. Because malls are spacious and climate- controlled, they make great year-round walking venues, especially when summer temperatures spike. You don’t even need to put on sunscreen! Rest Stops Abound While the average American shopping center isn’t as scenic as the Appalachian Trail, they are far more convenient. Replete with bathrooms, cool drinking water, and
plenty of benches, the mall lets you focus on exercising and removes all of the “what ifs” that come with aging. Most malls are also outfitted with EMT kits in the event of a medical emergency. Squeeze in Some Shopping It is still a mall, after all. Why not check a few items off your shopping list or reward yourself with a new pair of sneakers? Getting things done as you exercise makes the experience that much more rewarding. Just remember not to overdo it. Carrying too many shopping bags can place undue stress on your back — and your wallet.
You Won’t Be Alone Today, malls are the second-most
popular places to walk in America, after neighborhoods. Mall walking has become so big that many communities and senior living centers have put together official groups to stride together. Your local mall may already open early to accommodate
walkers. So if you’re looking to make friends in an active, fun-loving community, do some research. Chances are there’s a mall-walking club near you!
THE ‘POWER’ IN ESTATE PLANNING 5 Types of Authority You Can Legally Grant Others
As individuals draw up a will or establish a trust, working closely with an attorney can prove invaluable. They can help you with additional estate planning or legal documents necessary to protect your interests, support your objectives, and ensure loved ones have the legal authority to carry out your directives. These can include the following:
This power includes handling financial and business transactions and interests, buying life insurance, settling claims, making gifts, and employing professional help. A general POA is an effective tool if the grantor will be out of the country and needs someone to handle certain matters, or if they become physically or mentally incapable of managing their own affairs. A general POA is often included in an estate plan to make sure someone is appointed to handle financial matters. Durable Power of Attorney This is a general, special, or health care POA that has a durability provision to keep the current POA in effect. Many people execute a durable power of attorney to prepare for the possibility that they may become incapacitated due to illness or injury. The durable POA may specify that it cannot go into effect until a doctor certifies the grantor is incapacitated.
Financial Power of Attorney This POA allows the grantor to appoint an agent to manage financial and legal matters. It can be a general, durable, or special POA, and may be granted for a limited time period or for use under specified circumstances only. Health Care Power of Attorney This POA is a type of advance directive which allows you to name a person to make health care decisions for you when you are unable to do so. In some states, this directive may also be called a durable power of attorney for health care or a health care proxy. Living Will Also called a directive to physicians or advance directive, a living will is a document that lets people state their wishes for end-of-life medical care in the event they become unable to participate in decisions regarding their medical care.
General Power of Attorney (POA) This is the broad power a person or
organization (agent or attorney-in-fact) is granted to act on someone else’s behalf.
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