Agent Guide | Home Health Care
Why Home Health Care? Health. Value. Peace of mind. If possible, wouldn’t your client rather recuperate from an injury or chronic illness in the comfort of their own home? A sudden illness, injury or debilitating chronic condition can happen to any individual at any age. ManhattanLife’s Home Health Care Enhanced and Home Health Care Select Insurance is an affordable solution that provides both the flexibility and financial support insureds need to receive care at home, surrounded by those they love. These plans can also minimize financial stress, allowing individuals to focus on their own personal recovery. Plan Description & Highlights ManhattanLife’s Home Health Care insurance policies are designed for beneficiaries that would prefer to seek and receive care in the comfort of their own home versus entering a nursing home. Benefits under this policy are payable regardless of any other coverage your client may have, including Medicare. Home Health Care Enhanced and Home Health Care Select are available with three different levels of coverage: Classic, Premier and Deluxe. Optional Riders are also available with additional coverage options. Please see the Policy and/or Outline of Coverage for specific benefits and state-specific details. General benefit highlights for Classic, Premier and Deluxe are listed in the chart on the next page. Key benefits are: •Home Health Care Benefit: Payment up to the daily maximum benefit, subject to eligibility conditions, for approved services provided in the home from an Approved Home Health Care Practitioner. •Home Health Care Aide Benefit: Daily benefit, subject to eligibility conditions, for each day you require Home Health Care Aide services in your home. Maximum benefit period of 365 for Home Health Care Enhanced and 60 days for Home Health Care Select. •Prescription Drug Benefit: Prescription benefit for both generic and brand scripts limited to the maximum benefit amount per policy year. • The Maximum Benefit Period for Home Health Care and Aide benefits will be restored if benefits have not been paid or required for 180 consecutive days. •Homemaker Services Benefit: Daily benefit paid for a family member or friend providing services in your home. For Home Health Care Enhanced only. Enhanced •Ages: 18 - 89 •Plans: Classic, Premier, Deluxe •Guaranteed Renewable Select •Ages: 45 - 89 •Plans: Classic, Premier, Deluxe •Guaranteed Renewable Product Availability Scan or click the QR code to view availability.
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