Gibson Law Group - June 2023

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YOU’RE WRONG — CONTRACTS AREN’T BORING! JUNE 2023 GIBSONLAWGROUP.COM (817) 769-4044 DIVING DOWN WITH GLG

At Least Not for Taylor Monroe

I know this article’s title may be controversial, but hear me out. When I sit down with a contract and begin reading, I vanish from the Gibson Law Group office. I’m no longer planted in my office chair beside my coffee cup, leaning over paperwork on a desk. Instead, I’m transported into the scenario I’m reading about. For example, say I encounter a force majeure clause detailing what happens to a business if a tornado demolishes their office. The entire scene plays out in my head! As if in a daydream, I watch the tornado careen down the San Antonio streets, scattering everything in its path. Then, I watch what happens next — who is responsible for the damage? The argument unfolds behind my eyes like a courtroom drama on TV. When it’s over, I come back to Earth and review my experience. If the scenario went well for our client, great! If it went badly, I adjust the wording of the contract to change the story. Do you see why I find contracts so fascinating? Even putting the daydream component aside, I think they’re wonderfully exciting. Reading a contract reminds me of opening the box of a new board game or card game with my 4-year-old son, Atticus, and plucking out the rule book. The rules may seem dry to some people, but only after learning those basics — What happens if the king is on this space? If I move the bishop over here, how can the two parties act? — can you start to play the game. You’ve probably realized by now that I’m not David Gibson, your usual newsletter writer. My name is Taylor Monroe, and I’m one of Gibson Law Group’s associate attorneys. This summer marks one year with the firm, and to celebrate, David allowed me to share a bit of my story with you. Since my role at the firm focuses primarily on transactional law, paperwork, and drafting and reviewing contracts, that’s where I decided to start. If you’ve recently worked with us to purchase a property, sell a property, or buy or sell a business, you’ve probably met me already. When there is paperwork involved in a case, I usually have my hand in it! If I’m not busy reading a contract, I’m either on the phone with a business owner or meeting them face-to-face. I’ve found that speaking to people directly is the best way to learn precisely how their contract should be structured.

Looking back on the last year, I can confidently say that I love my work at Gibson Law Group and consider myself a very lucky man for finding the firm. I’ve never enjoyed a job more — unless you count my gig working at a mom-and-pop music store when I was 16. I made minimum wage but did little more than care for my boss’s dog and stock shelves. Since landing that job at 16, I’ve earned money as a busker, a book store employee, a front desk receptionist at a hotel and dentistry, an English teacher, a private tutor, and probably a dozen other odd jobs before landing my dream job as a transactional attorney. I even had my own business for some time as a private tutor, which educated me on the hurdles business owners face and prepared me for the work I do today. If you’re still here, thank you for taking the time to read my story. I hope I’ve convinced you that contracts aren’t as dull as they seem! They don’t quite measure up to Ernest Hemingway or H.P. Lovecraft (two of my favorite authors to read off the clock), but they keep me entertained all day, every day. I can’t ask for anything more than that.

–Taylor Monroe

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Struggling to Pay Your Bills? How an Attorney Can Help

While debt settlement lawyers often work to reduce these debts, they can also provide legal assistance on other issues such as car repossession, wage garnishment, debt collection lawsuits, debt collector harassment, and more. If you’re struggling because of debt, they’ll most likely be able to help. Is it expensive to hire an attorney? There’s no simple price tag for hiring a debt settlement lawyer. Plenty of factors influence legal costs. For example, how much debt you have affects a lawyer’s total charge. Also, how many creditors require negotiation and how much you save in your settlement affect your cost. Additionally, if you need to file for bankruptcy eventually, it involves another set of charges to engage that process. You should contact a debt settlement attorney if you’re struggling to keep up with your bills and know you can’t pay them on time. Whether mapping out a payment plan or negotiating with creditors, these attorneys will work to ease your financial stress. Many of these lawyers offer free consultations so you can better understand your situation. If they can help you reduce your debts, they will be a great asset.

Paying your bills on time isn’t always an easy task. If you’re going through financial difficulties, it can sometimes be impossible to pay your bills on time. Yet, there are still some ways to minimize the damage that can occur when you can’t pay your debts. When your bills pile up, you should always contact your creditors to learn if you can receive any extensions on payment deadlines. Being proactive is critical when managing debt. However, if they are unwilling to offer you leniency, you may face a creditor lawsuit; if that occurs, you should contact a debt settlement lawyer. What does a debt settlement attorney do? A debt settlement attorney can reach out to creditors and negotiate a way to reduce your debt or lower your payments. Finances can be confusing, but there are plenty of protocols and strategies out there — most of us just aren’t aware of them. Debt settlement lawyers are experts in consumer rights and know precisely what lenders can and cannot do. While debt settlement attorneys can assist you in various ways concerning your debt, they will often review your financial status, income, and conflicts in order to negotiate effectively with your creditors. However, hiring a debt settlement lawyer does not guarantee your debt will be reduced; it will give you a greater chance of doing so. What types of debt can they settle? You may not know about the multiple kinds of debt and their particular characteristics. These lawyers primarily work on unsecured debt, which is any debt that doesn’t require collateral. Some examples of unsecured debt include:

• Credit card bills • Personal loans

• Car loans • Student loans • Medical bills

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TAKE A BREAK

PUPPY POWER IS SCIENTIFICALLY PROVEN How Do Cute Images Affect Your Mind?

“Kawaii” is the Japanese word for “cute,” which apparently alters our brains more than we thought! During The Power of Kawaii study, Hiroshima University researched the effects of viewing images of cute animals, and what they discovered was shocking. Researchers found that these adorable animals can help us improve our concentration, especially on detail-oriented tasks. Participants who viewed images of puppies and kittens could accomplish tasks with greater care and attention than those shown other pictures. How did they measure concentration, and why cute animals? What method was used in the initial experiment? In the first experiment, researchers split a group of 48 participants and had each person play a surgery game similar to “Operation.” Using tiny tweezers, the participants had to grasp small objects without touching the edges. Afterward, one group observed images of puppies and kittens, and the other viewed photos of adult dogs and cats. After viewing the pictures, both groups played the game again. The result? The first group had a significant improvement when playing the game. They approached the game more deliberately and at a slower pace to carefully remove the objects without touching the edges. Meanwhile, the second group showed no difference in their performance. Why do these cute images affect us? After more experiments with increased difficulty, the researchers concluded that the sweet animals made a noticeable impact on our brains. Participants showed higher levels of focus, concentration, and carefulness both mentally and behaviorally. The reasoning may be that seeing baby animals triggers our nurturing side and, in turn, makes us more careful and alert. We sense something needing protection, care, and focus. At a subconscious level, you likely will become more cautious in how you think and behave after looking at pictures of baby animals. So, the next time you need to do something tedious or detail-oriented, prep yourself with a cute puppies and kittens slideshow to ensure you get the job done right!

GOAT CHEESE AND THYME STUFFED CHICKEN

Inspired by BBCGoodFood.com

Ingredients

• 4 pieces of thin-sliced bacon • Olive oil • 2 zucchinis, thinly sliced • 1 large tomato, thinly sliced

• 2 skinless, boneless chicken breasts • 3.5 oz firm goat cheese • 1 tsp fresh thyme leaves, plus 2–3 sprigs

Directions 1. Preheat oven to 375 F. 2. Split the chicken breasts almost in half along the long side, open them like a book, then flatten the sides out. 3. Put the goat cheese on the “open book” side of the chicken and sprinkle with thyme leaves. Fold the chicken over to enclose the cheese, then wrap each breast in 2 slices of bacon. 4. Lightly oil a shallow gratin or casserole dish, then arrange overlapping rows of zucchini and tomatoes on the bottom. Drizzle with olive oil, sprinkle with salt and pepper, then set chicken on top. Place thyme sprigs on chicken. 5. Bake for 40–45 minutes until the bacon is crisp and golden and the zucchini is tender.

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INSIDE THIS ISSUE

Why Taylor Monroe Loves Contracts

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Do You Need a Debt Settlement Lawyer?

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Goat Cheese and Thyme Stuffed Chicken Cute Puppies = Concentration

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You’re Legally Obligated to Walk Your Dog?

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Walk Your Furry Friend or Get Fined A PECULIAR ROMAN REQUIREMENT:

reasons illegal. Additionally, the city will recognize those feeding and caring for the countless stray cats roaming the stone- paved streets. And last but not least, round fishbowls are also illegal, as the circular shape forces the fish to swim in circles, which is disorienting and can affect the fish’s mood and behavior. But Rome isn’t the only city in Italy with animal-friendly laws. In Turin, for example, dog owners are required to walk their pets at least three times a day or face a fine of $650. Meanwhile, in Reggio Emilia, it is illegal to boil live lobsters. The city officials considered this cooking method “useless torture.” Even though Italy is known for stunning landscapes and delicious cuisine, it can also take credit for holding pet owners accountable and ensuring they take proper care of their animal companions.

with ongoing problems due to dogs being cooped up in small apartments or abandoned in the streets. Monica Cirinna, who created the law, explained, “It’s good to do whatever we can for our animals who, in exchange for a little love, fill our existence with their attention.” She also told the Roman newspaper Il Messaggero that “the civilization of a city can also be measured by this.” How authorities in Rome can enforce this law is still unclear, but the city also passed other less-ambiguous animal welfare laws. Aside from the mandatory daily dog walk, docking an animal’s ears or tails and selling animals at fairgrounds are also illegal acts. While Rome may seem dog-biased, cat people will be happy to learn the Italian city didn’t forget felines. They passed another law to make declawing a cat for aesthetic

If you live in Rome and feel too lazy to walk your dog, you better think twice before breaking the law. Wait, the law? Yes! In 2005, the city of Rome passed a law requiring every dog owner to walk their furry friend at least once a day if they wanted to avoid a fine. This was one of the multiple laws protecting the safety and well-being of Roman animals. The city had been dealing

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