amount of interaction that it may normally take to complete a real estate investment. SAFE AND SECURE Every investor has a level of risk they are willing to take. For some it is very low while others are open to shooting for the moon every chance they can. There are certain ele - ments of risk in lending like any other investment, but with lending you can negate a sizable amount of that risk. There NO. 2 are several ways to structure your loans, but most are SECURED LOANS meaning the capital you lend is secured by the property that is being purchased. A promissory note is the agreement between you and the borrower. The mort- gage or deed is what secures your loan. Those documents are registered with the county and if the borrower does not pay the loan, you can repossess the property. Most loans are anywhere from 50-70 percent of the actual value of the property, which protects you and your capital. GREAT ROI Loans can be short term or long term, they can have high interest rates or low interest rates, and they can be made in NO. 3

your growth and your financial future.

THE LENDERPERSPECTIVE Most of the private lenders I have worked with are not in the real estate business. They are doctors, engineers, lawyers, tech professionals, or other business owners. They are looking for ways to deploy capital that will work to build wealth for them. They are passive investors not looking to be involved in the day-to-day operations. If you have capital and you are considering investing in real estate, lending is a good possibility for these reasons: NO. 1 LESS WORK, FEWER HEADACHES If you lend money to a real estate investor instead of purchasing a home for yourself, you lower the responsibil - ity and risk that you take on. If you don’t own the property, you don’t have to deal with the contractors, the realtors, the property managers, the tenants and best of all you’re not trying to solve every little problem that the owner may face. I’m not saying lending is perfect. You will have issues at times like anything in life, but by lending you lower the

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