BAD FAITH CLAIMS
If you’re injured and have insurance, it’s only natural to think that you’ll have some or complete coverage for the accident. However, there are many cases in which an insurance company fails to properly handle or pay a policy correctly. Insurance companies have certain statutes, laws, policies, and common sense rules they have to follow, and when they fail to do so, the result is a bad faith insurance claim. This claim is determined through state law, and the Oklahoma Supreme Court has ruled it as an intentional tort. A tort, as defined by the legal encyclopedia, is “an act that is committed by one party and ends up causing harm to another.” What this means is that if an insurance company doesn’t treat you in good faith or fair dealings, you have grounds to file a lawsuit against them. Two things must be proven to make this claim successful — whether you had any benefits from the policy withheld from you and whether it was unjustified. Standards of reasonable insurance company conduct play a significant role in a bad faith claim. If the company starts off with specific standards and the claim adjuster violates one of them, it can lead to a lawsuit. These standards can come from an insurance company’s advertising or claims handling mantra. For example, if an insurance company says their claim-handling philosophy is “We pay what we owe — nothing more, nothing less,” it qualifies as a rule that the company must follow.
An insurance company has to deal fairly and act in good faith with its insured, but that isn’t always the case. If you have had any problems with your insurance company, give our offices a call using the number below, and speak to one of our attorneys today.
MEME ME
HOMEMADE MARSHMALLOWS
INSTRUCTIONS
INGREDIENTS
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3 packages unflavored gelatin 1 1/2 cups granulated sugar
1. In a mixing bowl, combine gelatin and 1/2 cup cold water. Let sit while you make the syrup. 2. In a small saucepan over medium heat, combine sugar, syrup, salt, and 1/2 cup water until the sugar dissolves. 3. Raise heat to high and bring syrup up to 240 F, using a candy thermometer to check for temperature. 4. With an electric whisk on low speed, slowly whisk syrup into gelatin mixture. Switch speed to high and whip for 15 minutes, until very thick. Fold in vanilla after whipping. 5. Dust a nonmetal baking dish with powdered sugar and spoon mixture into dish. Smooth mixture, top with more powdered sugar, and let stand uncovered overnight. 6. Cut into squares, decorate, and serve.
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1 cup light corn syrup
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1/4 teaspoon kosher salt
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1 tablespoon pure vanilla extract Powdered sugar, to coat
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Inspired by foodnetwork.com
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