C.H. Brown - August 2022

Keep More Money in Your Wallet WITH THESE MONEY-SAVING TRICKS

Utilize the 30-day rule. When you want to make a purchase that costs more than $100, do you buy it right then or wait so you have time to really decide if you need the product? If you act immediately, chances are that you’ve bought some things in the past that you never even used. Take some time to think about your purchasing decisions when buying an expensive item. If you still believe you want or need the item after 30 days, then there’s a good chance this is something you’ll use. Stick to your budget. If you feel like you’re always short on money, you should take some time to figure out exactly where your money is going. You’ll then need to create a budget so you aren’t spending money on unnecessary purchases. The most important part of managing your budget is sticking to it. Make a list whenever you go to the store — and don’t stray from it.

In today’s day and age, we could all use a little bit more money in our pockets, but it can be difficult to know where and when to cut back to increase savings. Oftentimes, we spend our money on smaller things throughout each week and then wonder where our paycheck went. If you want to start saving more, you must make some lifestyle changes. Below, you will find three easy-to-implement ways to keep more money in your wallet. Adjust your diet. How many times a week do you eat at a restaurant or get coffee from your local coffee shop? While it might not seem like much when you’re spending $3–$7 at a time, it can add up quickly. Cook more meals at home and prepare your coffee before you leave the house so you aren’t tempted to stop and get some on your way to work. You can also meal prep to remove your temptation to eat lunch at a restaurant.

BREAKING THE BUSY-BORED CYCLE 3 Strategies You Can Use Right Now

3. Be curious. One way to

It’s a common problem: People spend most of their days feeling too busy, only to feel bored during their free time. So how can you break the habit of scrolling through your phone and watching TV and make the most of the little time you have for yourself? Let’s talk about ways to break the cycle of boredom and busyness thus creating a more fulfilling life. 1. Plan ahead. Schedule your days and weeks for an even workload to ensure your day doesn’t have huge gaps or work overflow. For example, if you have a large project, you can divide it into smaller tasks to keep yourself busy, yet not overwhelmed, throughout the week. You can also plan fun activities each day. This will help fight boredom and give you something to look forward to when you’re at work or while completing daily tasks. 2. Prioritize tasks. If you have trouble managing projects to the point where you feel you don’t have enough time, begin prioritizing specific tasks. It’s essential to complete the highest priority tasks so you won’t be up late in the day trying to finish something important. If you plan ahead, you can number your tasks from most important to least. This will help ensure high-priority tasks are completed on schedule.

mute boredom and implement more creativity is by setting daily learning goals. These goals can be anything you

want! Setting small goals and accomplishments will keep you curious, motivated, and focused. They

also give you something to look forward to each day. Ask yourself what you want to learn today. Do you want to learn about a new culture? A language? If there is something you’ve always wanted to know, now is the time to put your thinking cap on! Boredom and busyness derive from the same source — there is a lack of quality in how you focus your attention. Luckily, the same strategies apply to both boredom and busyness. These tips will help you create a balanced mindset and allow you to push through your day without feeling overwhelmed or uninspired.

2

CHBEF.COM

Made with FlippingBook Ebook Creator