Phyllis Law - March 2019

Go Natural with Your Antibiotics 2 Ways to Fight Bacteria

Our world is becoming increasingly antibacterial with practically every office, medical facility, and school being equipped with dozens of containers of hand sanitizer and sanitizing wipes. While these products claim to be 99.9 percent effective at killing bacteria, the harsh chemicals dry

that are completely natural yet totally effective against the microorganisms that make us sick.

even when you file for bankruptcy. However, if a judge has given you a sanction as part of your divorce, that fee or fine can be discharged. Here’s an example: A husband and wife decide to divorce, and once everything shakes out, the husband ends up with more money than the wife. The judge may order the husband to pay spousal support payments as a result, and, should the husband file for bankruptcy following the divorce, this payment could not be discharged. If the husband was found to be “unnecessarily litigious” during the divorce proceedings and that is why a judge ordered him to pay attorney's fees or sanctions, this could be discharged. People who are divorcing and contemplating bankruptcy should consult a bankruptcy attorney before completing the divorce if possible. The final order could impact discharge-ability in a future bankruptcy filing. At Phyllis Law, we have 12 years of experience helping people work through their financial dilemmas. Find out howwe can help you by calling 404.514.3397 or visiting PhyllisLaw.com. As an antibacterial, oregano is most useful as an essential oil. In this form, it’s highly potent, meaning you only need a drop or two in a glass of water for it to have an effect. You can drink it, or you can infuse a couple of drops into some coconut oil and apply to your skin. However, be warned that because it is potent, it should not be used on a regular, ongoing basis. Use only when needed and only for a few days at a time — and never use it undiluted! as peptic ulcers caused by Helicobacter pylori. Manuka honey is particularly great for this — just add some to hot tea or water and drink! OREGANO A study published in the International Journal of Molecular Sciences took a look at the effectiveness of oregano against bacteria. It turns out certain compounds in oregano — carvacrol and thymol — make it a strong antibacterial and antifungal agent. The study found that oregano was effective against salmonella as well as other harmful microorganisms and fungi that make people sick.

RAWHONEY Most honey you find at the store has been pasteurized and filtered, rendering it far less effective when it comes to its antibacterial properties. On the other hand, raw, unfiltered honey is an

out our skin, and over time, bacteria become more and more resistant to these agents. Doctors, too, are blamed for overprescribing antibiotics. As a result, we’re hearing more and more about “superbugs” — strains of harmful bacteria that cause severe illness and are not easily remedied by antibiotics.

incredible antiseptic. Even better than your average raw honey is manuka honey, which comes from New Zealand. Its antibacterial

properties are potent enough that hospitals around the world keep it on hand to treat certain kinds of infections and burns.

But you can still protect yourself and your family against illness-

D ivorce is never easy, and it often comes with a slew of tough decisions, including housing choices, child custody, and financial changes. Unfortunately, it’s not uncommon for those who have gone through a divorce to also file for bankruptcy. Due to less income coming through the door each month, fees associated with a divorce, and having to start a new financial plan, it’s not hard to see why divorce may result in filing for bankruptcy. There’s no shame in admitting you need to file for bankruptcy, but like divorce, its stipulations can be confusing. When filing for bankruptcy as a divorcee, you may have the right to have some of your fees and fines associated with the divorce discharged. For example, if you are not the prevailing party in your divorce case and you’ve been ordered to pay the attorney fees, you may be able to have those fees discharged. But “may” is the key word here. If you’ve been ordered to pay spousal or child support following a divorce, you cannot have those fees discharged. Those are responsibilities that you will remain legally obligated to pay, If you get a cut, applying raw honey to the wound can keep out harmful, infection-causing bacteria while killing any existing bacteria. Not only does the honey help prevent infection but it can also help reduce healing time. Raw honey can also help alleviate internal infections, such

causing bacteria without resorting to harsh chemicals and medications. The answer is to go all-natural! Here are two options

Bankruptcy 101 CanMy Divorce Fees Be Discharged If I Filed for Bankruptcy?

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