2020 LFG Life Certificate

SECTION 2 - DEFINITIONS (Continued) "Confined" means confinement in a hospital, skilled nursing facility or rehabilitation facility. "Covered Dependent" means a Dependent whose coverage is in effect. It does not include a Dependent whose coverage has ended. "Covered Employee" means a person in Active Employment insured under this policy. "Covered Person" means an Employee in Active Employment or a Dependent insured under this policy. "Dependent" means: 1. your lawful spouse, including a legally separated spouse and 2. your unmarried children, who meet the age requirements shown in the Schedule of Benefits. Children include your own natural offspring, lawfully adopted children, and full-time students as defined by the school being attended. A child will be considered adopted on the date of placement in your home. They also include stepchildren who are dependent on you for support and maintenance and living with you in a regular parent-child relationship. They also include children who, on and after the date on which insurance would otherwise end because of the children's age, are Continuously Disabled. With respect to this provision, "Continuously Disabled" means a child who is incapable of self-sustaining employment because of mental or physical disabilities and is chiefly dependent on you for support and maintenance, or institutionalized because of mental or physical disabilities.

Dependent does not include a person who is an eligible Employee or a member of the armed forces.

GLC-DEF-2

Definitions

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