Accidental Death and Dismemberment Details | Exclusions and Limitations
This certificate is subject to all Exclusions in this section, unless stated otherwise in a specific provision. Exclusions We will not pay benefits for any Covered Loss that is caused by, contributed to by, or occurs as a result of any of the following: - committing or attempting to commit a felony; - being engaged in an illegal occupation; - being engaged in an illegal activity;
- injuring oneself intentionally or attempting or committing suicide, whether sane or not; - active participation in a riot, insurrection, or terrorist activity. This does not include Injury as an innocent bystander, or Injury for self-defense; - being Intoxicated; - voluntary use of or treatment for voluntary use of any prescription or non-prescription drug, poison, fume, or other chemical or controlled substance unless taken as directed by the manufacturer, or as prescribed or directed by the Insured's Physician; - Mental or Nervous Disorders; - disease or infirmity of mind or body, or medical or surgical treatment for such disease or infirmity; - war or any act of war, whether declared or undeclared.
UA-GTLC21-1
Group Life and Accidental Death and Dismemberment Certificate
(1/1/2025) 19
Unum Life Insurance Company of America
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