Continuity of Coverage
Employment on the Policy Effective Date or on the Date your Eligible Group is First Covered Merging with or Acquiring Your Prior Employer Due to the Employer
Children provided you, your Spouse and your Children would have been eligible to become insured under the Unum policy on the Policy Effective Date or on the date your Eligible Group is first covered due to the Employer merging with or acquiring your prior employer. You, your Spouse, and your Children will be insured under the Unum policy for the lesser of: - the Prior Plan Benefits; or - the benefits you, your Spouse and Children would be eligible for under the Unum policy less any benefits paid or payable by the Prior Policy. Coverage under this provision will continue until the earliest of: - the date you no longer meet the definition of an Injury or Sickness; - the date you return to Active Employment; or - the date you are approved for a disability extension of benefits or accrued liability, Coverage for you, your Spouse, and your Children is subject to payment of required premium and all other provisions of the Unum policy. Should coverage end under this provision and you, your Spouse, and/or your Children are not eligible to become insured under the Unum policy, you, your Spouse, and/or your Children will be eligible for Conversion. On the date you return to Active Employment you, your Spouse, and your Children will be insured for coverage under the Unum policy. Due to Other Covered Extended Absences We will provide limited coverage under the Unum policy for you, your Spouse, and your Children provided you, your Spouse, and your Children would have been eligible to become insured under the Unum policy on the Policy Effective Date or on the date your Eligible Group is first covered due to the Employer merging with or acquiring your prior employer. You, your Spouse, and your Children will be insured under the Unum policy for the lesser of: - the Prior Plan Benefits; or - the benefits you, your Spouse and your Children would be eligible for under the Unum policy less any benefits paid or payable by the Prior Policy. If you are not in active employment due to a covered extended absence as outlined in the Continuation of Coverage During Extended Absences provision, we will consider your covered extended absence to have started on the effective date of this policy or on the date your Eligible Group is first covered due to the Employer merging with or acquiring your prior employer. Coverage under this provision will continue until the earliest of: - the date you return to Active Employment; - the earlier of: - the end of any covered extended absence covered under the Prior Policy; or - the end of any covered extended absence under the Continuation of Coverage During Extended Absences provision in the Unum policy; or - in accordance with the End of Coverage provision. including Waiver of Premium, under the Prior Policy; - in accordance with the End of Coverage provision. Coverage for you, your Spouse, and your Children is subject to payment of required premium and all other provisions of the Unum policy. Should coverage end under this provision and you, your Spouse, and/or your Children are not eligible to become insured under the Unum policy, you, your Spouse, and/or your Children will be eligible for Conversion. On the date you return to Active Employment you, your Spouse, and your Children will be insured for coverage under the Unum policy.
UA-GTLC21-1
Group Life and Accidental Death and Dismemberment Certificate
(1/1/2025) 21
Unum Life Insurance Company of America
Made with FlippingBook Online newsletter