SECTION 5 - EXCLUSIONS
GENERAL EXCLUSIONS
What Disabilities are Not Covered? This plan will not cover any Disability due to: 1. war, declared or undeclared, or any act of war; 2. intentionally self-inflicted injuries, while sane or insane; 3. active Participation in a Riot; 4. the committing of or attempting to commit a felony or misdemeanor; 5. cosmetic surgery unless such surgery is in connection with an Injury or Sickness sustained while you are covered under this plan; or 6. a gender change, including, but not limited to, any operation, drug therapy or any other procedure related to a gender change. No benefit will be payable during any period of incarceration. With respect to this provision, Participation shall include promoting, inciting, conspiring to promote or incite, aiding, abetting, and all forms of taking part in, but shall not include actions taken in defense of public or private property, or actions taken in your defense, if such actions of defense are not taken against persons seeking to maintain or restore law and order including, but not limited to police officers and fire fighters. With respect to this provision, Riot shall include all forms of public violence, disorder or disturbance of the public peace, by three or more persons assembled together, whether or not acting with a common intent and whether or not damage to persons or property or unlawful act or acts is the intent or the consequence of such disorder.
ADOC-EXC-1
General Exclusions
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