Retirement Planning Strategies July 2018

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issue INSIDE THIS What Are Yo r Dreams? PAGE 1 A Retirement of Giving Back PAGE 2 How to Manage Debt Before and During Retirement

Charred Chili-Cheese Corn PAGE 3

Songs of the Summer in History PAGE 4 SONGS OF THE SUMMER Dominant Jams of the Warmer Months

Music is always changing, but one thing’s for certain: There will always be a “song of the summer” when temperatures start to rise. To be crowned a true song of the season, a track must be everywhere, stuck in everyone’s heads, and on their lips. These songs have a certain je ne sais quoi that makes them fond memories of the warmer months. Here are two summer slammers (and three contemporary options) that typify this trend. 1963: THE BEACH BOYS, ‘I GET AROUND’ There’s good reason when Brian Wilson was asked whether there were any great summer songs that he didn’t write, he answered, “No, not really.” Though there are certainly better jams from the Beach Boys’ tangled and complicated career, “I Get Around,” “Fun Fun Fun,” and their other hits from the early ’60s virtually wrote the blueprint for future songs of summer. They’re sunny, annoyingly catchy, have a great beat, and are filled with youthful exuberance.

2003: BEYONCÉ, ‘CRAZY IN LOVE’ Even before she led Destiny’s Child to international success

TODAY’S CONTENDERS This year’s contenders seem to be slow out of the gate, making it difficult to declare a victor just yet, but there are some promising options. First we have Drake’s “Nice for What,” which is riding high on the Billboard charts but isn’t quite as sing-along friendly as others, although his “One Dance” dominated the summer of 2016. Two other contenders include rap dynamo Cardi B’s spicy “I Like It” — the perfect song to play at a summer cookout — or the boilerplate EDM uplift “The Middle” by Zedd, Maren Morris, and Grey — the perfect song to play over the loud speakers at your local shopping center.

and branched out on her own to become the de facto world’s queen

of pop, it seemed Beyoncé was destined to change the musical landscape. Though she’d secured numerous smash hits before, “Crazy in Love” was, to many, the song that signaled her eventual ascent to the throne. With her thrilling, powerful vocals backed by enormous horn samples, it’s arguably the apex of contemporary pop. NME even goes so far as to call it “the best song of the millennium.” Hypeman Jay-Z agrees.

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