Stano Law Firm September 2019

monthly “You are not alone.”

September 2019

LEAVING FOR THE LEAVES W here to V acation for P eak F all F oliage

FROM THE DESK OF Paul Stano

NEVER STOP LEARNING

Lifelong learning has always been important to me. I’ve gone to the gym and played golf. But, in the last

few years, I’ve also taken guitar and Italian lessons and even participated in a local “Dancing with the Stars” charity event. You’d expect that learning these new things would add more fun to my life, but what surprised me most was how they’ve also improved my creativity and given me more energy. While keeping up with legal and financial changes may not be as seem as fun as learning the tango or spending a day on the golf course, learning as much as you can about what benefits are available to you should you need nursing home care is more important than you may realize. So, what’s going to be your “back-to-school” class? In addition to yoga or dance, I’d recommend you come to one of our FREE workshops and let me share some little-known ways to protect your assets and pay for nursing home care without going broke.

Humans have built some pretty spectacular things on this planet, but there’s nothing quite as stunning as the simple perfection of a tree. They’re beautiful year-round, but fall is the time when trees don their best dresses, lining the nation’s highways and hills in eye-catching shades of red, orange, yellow, and gold. If strolling through a grove of colorful trees is one of your favorite fall activities, then it might be time for a pilgrimage in search of the most colorful foliage America has to offer. Autumn is an underrated travel season, so airfare to the top leaf-lined places in the country is more affordable than you think. There are also plenty of prime destinations, so whether you’d like to trek far away or search out stunning fall colors close to home, there’s sure to be something out there for you. Here are a few of the best spots to visit for postcard-quali- ty views in each region.

Call today and register: ( 440) 888-6448 or visit StanoSeminars.com.

–Paul

THE NORTHEAST: THE KANCAMAGUS HIGHWAY, NEW HAMPSHIRE

New England is famous for its autumn leaves, but among its dozens of vacation-worthy destinations, a drive down Kancamagus Highway (which locals call “The Kanc”) should be at the top of your to-do list in the first few weeks of October. Dubbed “The Ultimate New Hamp- shire Fall Foliage Drive” by New England Foliage, the 30-mile journey offers gorgeous views of tree-lined rivers and ponds, a route through a mountain pass, and plenty of stop-offs for photography, hiking, and camping.

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THE MIDWEST: DOOR COUNTY, WISCONSIN

THE SOUTHEAST: THE BLUE RIDGE MOUNTAINS, GEORGIA

This sleepy Wisconsin county is a true getaway in the fall, when summer activities give way to seasonal offerings, like farmers markets, fall festivals, birdwatching tours, and apple picking. Complementing the fun is autumn foliage so beautiful that the county offers a regularly updated Fall Color Report to help visitors time their vacations just right. Check it out at doorcounty.com before booking your trip.

Georgia’s Blue Ridge Mountains cool down a bit in the fall, but the tem- peratures are far from the frosts of New England. Mixed with the gor- geous colors, that warmth is the perfect recipe for backpacking or hiking in short sleeves. Visit in mid- to late-October to go leaf-spotting on the Appalachian Trail, then stay to take in the majesty of Amicalola Falls and raise a glass around the campfire.

THE SOUTHWEST: THE ENCHANTED CIRCLE SCENIC BYWAY, NEW MEXICO

THE WEST: ASPEN, COLORADO

Here’s a tip: If a town is named after a tree, it’s a good bet the trees there are worth visiting. Aspen lives up to its moniker each autumn when its namesake trees blaze bright yellow against deep emerald evergreens. Mid- to late-September is the best time to visit for the full effect and is also the perfect time to bike, hike, golf, or fly fish before the Colorado winter sets in.`

Though it is perhaps the last region you’d think to migrate for fall leaves, the Southwest is home to one of the most unique and colorful drives in the country: The Enchanted Circle Scenic Byway. The byway circles Wheel- er Peak, New Mexico’s tallest mountain, and its leafy vistas are home to 2-billion-year-old quartz and feldspar, an OldWest melodrama theater, a fish hatchery, and an abundance of local art. Visit in late September or early October for the best colors.

Some dogs that found deceased victims refused to eat or interact with other animals. Search and rescue dogs became increasingly stressed and depressed the longer they searched without any results, mirroring their handlers. It wasn’t uncommon for handlers to stage mock “findings” of survivors to keep the dogs’ spirits up. Fortunately, the sacrifices these dogs and their handlers made did not go unnoticed. Many dog owners were inspired to earn their search and rescue certifications after the events of 9/11, promising to aid in future disasters and hopefully lessen the impact of such catastrophes. After 9/11, various researchers conducted many studies examining the effect this kind of work has on animals, both physically and mentally. Many of these studies wouldn’t be possible without the AKC Canine Health Foundation, so if you’re looking to give back this September, visit them at their website to see how you can help: AKCCHF.org. THE 4-LEGGED HEROES OF GROUND ZERO Honoring the Canines of 9/11

In the immediate aftermath of 9/11, thousands of New Yorkers took to the streets to clear rubble, offer supplies, and search for survivors. It was a powerful act of resilience in a deeply trying time, and while most of the individuals helping with the disaster stood on two feet, more than 300 canines also answered the call to service. Dogs of all breeds and backgrounds, including search and rescue dogs, police dogs, service dogs, and therapy dogs, were brought in to help find and care for survivors in the wake of the destruction. They worked tirelessly alongside rescue crews as they searched through the debris. Search and rescue dogs and their handlers worked 12–16-hour days, searching for survivors and victims. They worked through dangerous conditions: Many dogs burned their paws as they dug through hot rubble, and both handlers and canines inhaled toxic dust. The task was both physically and mentally exhausting for the dogs during their shifts.

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WHY MORE ADULTS OVER 55 CONTINUE TO WORK Finding Fulfillment in Your Golden Years

According to the Bureau of Labor Statistics, upward of 40% of people aged 55 and older are continuing to work past the normal retirement age. There are a number of reasons why people are choosing to stay employed, with one of the biggest being a lack of retirement funds, but some are also using work to keep their minds and skills sharp. In fact, most of the jobs that the 55-plus crowd goes after keep them engaged with the community and help them lead more active lives.

The BLS categorized the jobs many older workers are currently pursuing:

Tax preparers

Real estate appraisers/assessors

Construction/building inspectors

Property/real estate/community association managers

Crossing guards

Technical writers

Clergy

These seven jobs are projected to grow between 8–14% over the next six years according to BLS data. They often pay well and don’t always require a full-time commitment. Many even offer flexible schedules, which can help older workers spend more time with peers or loved ones. This balance is exactly what many older workers are looking for, especially those who are “part-time retired.” More importantly, however, most older workers find these jobs fulfilling. They allow older folks to interact with the community and stay active, both of which, research suggests, are essential to healthy living as people age. For many, working past retirement, or not leaving the workforce entirely, can be a win- win-win: It’s a win for your bank account, a win for your health, and a win for the community.

Take a Break!

CLASSIC APPLE CRISP

Inspired by Food Network

Ingredients

Filling: •

• • •

3 tbsp all-purpose flour

5 lbs Granny Smith apples, peeled, cored, and chopped 1/4 cup pecans, finely chopped

2 tbsp maple syrup 1 tbsp lemon juice

Topping: •

6 tbsp chilled butter, cut into pieces

3/4 cup all-purpose flour 1/3 cup brown sugar 1/4 tsp ground cinnamon

• • •

1/4 cup pecans, coarsely chopped

1/4 tsp salt

Directions

1. Heat oven to 350 F. 2. In a mixing bowl, mix all filling ingredients together. Transfer to individual serving ramekins. 3. In a different mixing bowl, combine flour, sugar, cinnamon, and salt for the topping. Mix in butter until it forms lumps roughly the size of a pea, then stir in pecans. Sprinkle topping over filling. 4. Bake for 35–40 minutes, let stand for 10 minutes, and serve.

AUTUMN APPLE

FOOTBALL QUARTERBACK TOUCHDOWN HOMECOMING

HARVEST CIDER LEAVES SWEATER

SEPTEMBER LABORDAY

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INSIDE THIS ISSUE From the Desk of Paul Stano PAGE 1 Where to Vacation for Peak Fall Colors PAGE 1 Honoring the Canines of 9/11 PAGE 2 Finding Fulfillment in Your Golden Years PAGE 3 Take a Break PAGE 3 Classic Apple Crisp PAGE 3 Anger May Be Harming Your Heart PAGE 4 Anger is a common emotion. It’s natural, and it’s a part of how you respond to certain cir- cumstances in your environment. It’s how you express extreme displeasure. However, new research suggests chronic anger can be det- rimental to your health. Essentially, it comes down to this: If you are stressed, tense, easily irritable, angry, and “snippy” all the time, you may be doing serious harm to your well-being. Studies have already shown a link between anger and the heart. People who showed signs of feeling anger on a regular basis experienced higher rates of heart disease. The first studies on the impact of anger came out in the 1950s and have since been confirmed: Chronic anger physically harms the heart. Why? When you get angry or upset, your brain triggers the release of specific hormones, including cortisol and norepinephrine. These hormones are responsible for triggering the “fight or flight” response. When these hor-

CHRONICANGER, YOURHEART, ANDYOURHEALTH

How This Emotion Is Doing You Harm

mones enter the bloodstream, your heart rate increases and arteries constrict. This helps to more effectively pump blood to the arms and legs for a fight or a flight. The problem is that when a person is con- stantly angry or upset, these hormones course through the body more frequently, stressing the arteries and internal organs. As a person ages, this stress can become more damaging. One study that appeared in the Psychology and Aging Journal looked into this phenom- enon. Researchers found that there is a link between frequently experiencing anger and increased inflammation and chronic illness for people ages 80 and older. This equated to more instances of heart disease and dementia. The study also looked at other emotions, including sadness, which has also been linked to heart and other inflammatory disease. Through a number of tests involving 200

participants ages 59–93, the researchers concluded anger was far more detrimental to a person’s health than sadness. Ultimately, if you regularly experience rage and frustration, properly dealing with your anger is one of the best things you can do for your health. Every person’s situation is different, and it comes down to getting to the bottom of what makes you angry so you can work through it, whether you work through it alone or with a mental health professional. Take the steps to prioritize your mental and physical health, and your efforts will pay off tenfold in the long run.

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