Campbell Wealth Management - June 2022

Exploring exotic flavors and enjoying memories through scent are just a couple ways our senses allow us to connect with others. But when you struggle with age-related hearing loss, a critical component of how you experience the world can disappear quickly — taking with it your mental well-being. Why is this so? Your Brain Small, challenging activities or “exercises” for your brain can enrich your cognitive well-being as you age. But constantly straining to hear puts the brain into overdrive, and much like overdoing a

also have diminished blood flow to the ears, which is problematic for the auditory function. Our sense of hearing relies on a strong circulatory system.

Your Mental Health Living in a world you cannot fully understand or hear can exhaust your mental well-being. Those with hearing loss may refrain from common social activities for fear they won’t be able to understand what is happening. Furthermore, they may face exasperated relatives whose patience grows thin after repeating themselves or enduring TV volume

Why Hearing Loss Hurts Your Overall Health ‘Say What?!’

above an acceptable level. Due to these situations, those who struggle to hear may experience greater

physical workout, your brain becomes tired very quickly and degenerates. This increases your chance

social isolation and diminished feelings of self-worth. Depression is common among those with hearing loss.

of developing dementia. A 12-year study by Johns Hopkins found that mild hearing loss doubled dementia risk, moderate loss tripled this risk, and those with severe issues faced a risk five times greater than the average person. Your Heart Experts are still determining a direct link between hearing loss and cardiovascular disease, but the research has found a startling correlation. Those with hearing loss are more likely to also have heart conditions. One suggestion is that those with hearing loss

The best way to prevent these health concerns is to seek professional guidance. Speak with an auditory expert about your hearing concerns and discover solutions that will help you hear better and improve your well-being!

The Centers for Disease Control and Prevention also has resources to help you learn more. Visit CDC.gov to access this information.

How to Travel in Retirement Without Overspending

Summer is here, and the beaches, sunshine, and relaxation are all calling your name! Retirement is the perfect time to travel; after all, free time is much more abundant. However, balancing the desire to travel with the great responsibility of making your money last for the next 30 years or so can be tricky.

Plan your destination. Depending on where you set your sights, travel costs will vary. It’s well known that many cities in Europe, Asia, and even in the United States can be extremely expensive, but there are still amazing places for adventure that don’t break the bank. Mexico, South America, and many areas within the country are significantly less expensive and just as enjoyable. Decide on your travel dates. Just as there are less expensive areas to visit, there are less expensive times of the year to visit each destination — it just requires a little research. The offseason offers special pricing, and many places may even offer senior discounts! Don’t forget to do the same when scouting out airlines and hotels, as prices vary depending on date of travel. With some planning and budgeting, you can enjoy retirement to the fullest without having to worry about overspending! For assistance, at Campbell Wealth Management, we can always help you to develop a plan that accounts for your goals in retirement! Give us a call today.

But, have no fear, because with careful planning, you can still travel to those places on your bucket list without overspending. Here are some budget- friendly travel tips to follow.

Set a budget. In retirement, developing a budget and sticking to it is key. By taking your retirement income and subtracting necessary expenses, you can then determine how much of the

leftover funds you’d like to dedicate to travel. This way, you will know exactly how much you can comfortably spend on airfare, gas, hotels, attractions, and more, as well as how often you can take trips.

2 • CampbellWealth.com

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