North Carolina Coaches Association Membership Benefit
GENERAL LIABILITY INSURANCE
Who is covered? • Member scholastic school coaches. What is covered? • Claims made by negligent acts, accidentally committed resulting in bodily injury, personal and advertising injury or property damage to others. When are you covered? • During your coaching activities and in the classroom. What are the limits of liability? • 1M per occurrence.
• 2M general aggregate per coach. Additional policy coverages • Participant Legal Liability. • Defense costs outside of the limits of liability. Exclusions • The transportation of athletes.
• All Star games that are not approved by your state coaches association. • The loss, cost or expense arising out of infectious or communicable disease. • Assault & Battery
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NC Coach • Summer 2026 • Page 16 • nccoach.org
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