CAMP INSURANCE
GENERAL LIABILITY INSURANCE PROGRAM
As a membership benefit, coverage is provided by the Commercial General Liability Policy issued to the National Organization of Coaches Association Directors. This policy will provide general liability coverage to the North Carolina Coaches Association and its members.
Today, most Coaches are involved in some type of sports camp. Please note that our General Liability Program follows insured members while working at camps and/or conducting their own personal camp. In addition, Participant/Accident Coverage is required for coaches and/or participants. Should an accident occur during a camp, clinic or event, this secondary coverage helps offset the loss suffered by families affected by such accidents. PROCEDURE FOR CAMP INSURANCE As a member benefit of your state coaches association, all members in good standing have a $1,000,000 per occurrence General Liability policy limit that provides coverage for their coaching activities. In order to protect the General Liability policy from potential claims, the insurance company has mandated that all coaches must obtain signed waivers and provide Participant/Accident insurance for their participants. Waivers: Signed waivers showing indemnification language Participant/Accident Insurance: You must have Participant/Accident coverage in place for all participants attending sports camps. In order to obtain a certificate of insurance showing proof of insurance or naming an additional insured, the following must be in place:
CAR RIER
HDI Global Specialty SE
POLICY PERIOD
August 1, 20 2 6 – August 1, 202 7
LIMITS OF INSURANCE
$1,000,000 $2,000,000 $1,000,000 $1,000,000 $ 300,000 $ 50,000 Excluded
Each Occurrence
General Aggregate (per Member) Products/Completed Operations Personal & Advertising Injury
Fire Damage
Sexual Abuse (per Member)
Medical Payments
PURCHASE INSURANCE
COVERAGES
Camp Insurance Request form is available on our website: https://www.loomislapann.com/sports-camps-athletic- events/
Educator Professional Liability Participant Legal Liability for insured members Liability assumed under insured written contract Defense Cost outside limits
INSURANCE ADMINISTRATOR
EXCLUSIONS
www.loomislapann.com (P) 800-566-6479 | (F) 518-792-3426
The use of automobiles, buses, watercraft and aircraft Property of others in the care, custody, and control of the insured. This insurance does not apply to members that coach at an All- Star game that is not approved by your state coaches association.
Greg Joly Lori George
gjoly@loomislapann.com lgeorge@loomislapann.com
Disclaimer: This is an insurance overview for summary purposes only; for complete policy terms and conditions please refer to the NOCAD Master Policy.
NC Coach • Summer 2026 • Page 17 • nccoach.org
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