Law Office of Don E. McClure - July 2018

LIVE LIFE VIVE LA VIDA!

July 2018

8866 Gulf Freeway, Suite 440, Houston, Texas 77017

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page 1 What Does July Mean To You!?

page 2 Small Business Spotlight: Ms. Anna

page 3 The History of Hot Dogs and Burgers

page 4 Take Your S’mores to the Next Level

INSIDE THIS ISSUE

One cause that is extremely close to my heart is the Bikes For Kids program our firm is working on. Every child deserves the opportunity to ride a great bike, and we want to open up that possibility. We’ll be giving away one bike, helmet, and lock each week to a deserving child. The contest runs through August 22, and nominating a child is simple. Rules For a child to be nominated, they must meet the following criteria: • 5–15 years old • Must live within the Pasadena Independent School District OR if the person nominating the child is a VIPmember, the child will be eligible Process 1. Find a Nominee Do you know of a child who has had a positive impact in the community? Maybe a child who persevered in the face of adversity? If you know such a child, nominate them! 2. Fill Out Our Form Head on over to attorneymcclure.com/bikes-for-kids- texas and fill out the form. 3.WinnerWinner, Chicken Dinner We will review all the nominees each week and select a winner. Our teamwill reach out to you and make sure the child receives their newwheels. If you have more questions, be sure to read the fine print at attorneymcclure. com/bikes-for-kids-texas or reach out to our office today at 281-747-9961. The Bikes for Kids Giveaway

WHAT DOES JULY MEAN TO YOU?

Happy Second of July! Yes, you heard that right. While we celebrate the Fourth of July as our nation’s Independence Day, the resolution that freed us was approved on July 2, 1776. John Adams was so sure we’d celebrate the Second of July that he wrote to his wife, “The second day of July, 1776, will be the most memorable epoch in the history of America. I am apt to believe that it will be celebrated by succeeding generations as the great anniversary festival.” The resolution may have been approved on July 2, but the Declaration of Independence wasn’t adopted until July 4, 1776. Thus, we have the Fourth of July, not the Second. But the day we celebrate our liberation from tyranny is not nearly as important as the people we celebrate it with. By far, the best part of the Fourth of July is spending time with family. We get so busy throughout the year that life becomes more about rushing from one place to the next than investing in deep and meaningful relationships. Why do we accept this as the American way? Instead of trying to connect with family and friends, we compete to be the person who

works the most. We have a limited amount of emotion to invest in any given day. If we pour ourselves into our work, something else has to suffer. “Seeing the night light up with the red, white, and blue of America is a sight that brings a smile to my face.” The first casualty is usually our spouse, children, or even our health. What if instead of diving into work for 50 weeks and taking two off for a big vacation, we tried mini vacations with our family throughout the year? Just as a good marriage needs a regular date night, families need regular getaways. That’s why I love the Fourth of July; it’s a perfect time to recharge and invest in what really matters. The food and fireworks sure help, too. What is more American than firing up the grill with your family and throwing a slab of beef on it? The same goes for fireworks. I have so many great memories of shooting off fireworks over the San Bernard

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SMALL BUSINESS, HUGE HEART

MYTHS OF ‘FULL COVERAGE’ INSURANCE POLICIES

Jeff was driving home fromwork on a balmyWednesday afternoon. His caution while operating a motor vehicle is only exceeded by his politeness. He arrived at a four-way stop at nearly the same time as another car. After waving the other vehicle through, he proceeded to make his way through the intersection. As he pulled away from the stop sign, an inattentive driver in a third car blew through the intersection and slammed into the passenger side of Jeff’s vehicle. The mountain of medical bills, therapy, and car repairs was adding up very quickly. Unable to work, Jeff reached out to his lawyer to help him and his family navigate through the scenario. After digging into the case, his lawyer came across a startling revelation: The driver who hit himwasn’t insured. Jeff’s policy stated that some of the costs would be covered, but his uninsured/underinsured policy only could cover the minimum requirement. Learning that Jeff would be stuck with the remainder of the damages came as a surprise to him and left him feeling hopeless about his situation. Unfortunately, this scenario is all too common. Drivers will often think they have full coverage, but they aren’t educated on what happens when they encounter an uninsured driver. Follow these 10 steps to ensure you aren’t left holding the bag after an accident.

ARMENTA’S EARLY CHILDHOOD DEVELOPMENT

All three of my children grew up with “Ms. Anna” (Armenta), and I wouldn’t have it any other way! When our eldest started with Ms. Anna, she was operating out of her child care licensed home. But her success grew, and by the time my youngest graduated from pre-K, Armenta’s was in a big, beautiful facility. While the location may have changed, the love, care, and attention my children received never changed! How did Ms. Anna clone herself? How was she able to instill the same passion, work ethic, and principles to her staff? I don’t know, but I think all of us have seen most businesses lose their soul, personality, and spirit once they begin to grow. But this has not happened at Armenta’s. Somehow, the same guiding principles that started as a small seed have continued and sustained growth that can be seen today. While we may be surprised that Ms. Anna was able to accomplish this feat where many others have failed, she is not shy about telling you her “secret.” Ms. Anna will be the first to tell you that the source of everything she has comes from God. Her faith, coupled with a strong family, has allowed personal growth beyond anything she envisioned for herself. She sees Armenta’s as a way to demonstrate her faith and “to love each other” as we are instructed. In many cases, these are just words, but at Armenta’s, you can see this principle in action on a daily basis. On a personal note, some people come into our lives who radiate joy and inner peace. Ms. Anna is one of those (rare) people. And now that my youngest has moved on to kindergarten, I will really miss hearing what she told me every day as I dropped her off at school: “Have a blessed day, Mijo.” If you want to see Ms. Anna in action, head on over to facebook.com/armentasearlychildhood or Armentasecd. com. You’ll be able to see her heart for children and compassion for all of humanity.

1.

Check liability limits.

2. Review personal injury protection.

3. Take a hard look at your underinsured/uninsured policy.

4. Notice all the extras in your policy.

5. Research your insurance company.

6. Get everything in writing.

7.

Finance your premium.

8. Obtain accident forgiveness.

9. Sift through for every possible discount.

10. Shop as often as possible for the best deals.

If you want to knowmore about these 10 tips, check out the videos on our Facebook page or reach out to us today. The team at the LawOffice of Don E. McClure is here to represent you to the fullest extent of the law.

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VIVE LA VIDA ¡VIVE LA VIDA!

2018 de julio

8866 Gulf Freeway, Suite 440, Houston, Texas 77017

AttorneyMcClure.com | 281-402-3478

EL ALUMNO SUPERÓ AL MAESTRO

¡Feliz 2 de julio! Si, escucharon bien. Si bien todos celebramos el Cuatro de Julio como el día de independencia de nuestra nación, el acuerdo que nos trajo libertad fue aprobado el día 2 de julio de 1776. John Adams estaba tan seguro de que se celebraría el día 2 de julio que, incluso, le escribió las siguientes palabras a su esposa: “El segundo día de julio de 1776 será la época más memorable en la historia de Norteamérica. Estoy convencido de que lo celebrarán futuras generaciones como el gran festival de aniversario”. El acuerdo podrá haber sido firmado el 2 de julio, pero la Declaración de Independencia no entraría en vigor sino hasta el día 4 de julio de 1776. Es así como hoy tenemos el Cuatro de Julio y no el Dos. Aunque la fecha en la que celebramos nuestra liberación de un régimen tiránico no es más importante que las personas con las que lo celebramos. La mejor parte del Cuatro de Julio, indiscutiblemente, es el poder pasar tiempo con la familia. Estamos tan ocupados todo el año que la vida se vuelve puro andar corriendo de un lado a otro y ya no invertimos en relaciones profundas y duraderas. ¿Por qué aceptamos esto como el estilo Norteamericano de vida? En vez de intentar relacionarnos con la familia y con los amigos, estamos compitiendo para ser la persona que trabaja más. Tenemos una cantidad limitada de emociones para invertir cada día de nuestras vidas. Y si nos desvivimos por nuestro trabajo, algo o alguien más sufrirá las consecuencias. La primera víctima, por lo general, será nuestra pareja, hijos o, inclusive, nuestra propia salud. Y si, por ejemplo, en vez de sumergirnos en el trabajo durante 50 semanas para tomar sólo 2 de esas semanas para vacacionar, ¿qué tal si mejor procuramos tomar mini vacaciones con nuestra familia a lo largo del año? Así como cada buen matrimonio necesita una noche romántica de vez en cuando, las familias también necesitan su escapadita

de vez en cuando también. Es por esta razón que amo el Cuatro de Julio. Es el momento perfecto para recargar las pilas y para invertir en lo que verdaderamente importa en nuestras vidas. Por supuesto que la comida y los fuegos artificiales también son parte de todo esto. ¿Qué puede ser más Americano que prender la parrilla con carbón con la familia para echarle un trozo de filete? Y lo mismo aplica para los fuegos artificiales. Tengo muchas buenas memorias de cuando lanzábamos fuegos artificiales arriba del Río San Bernard. Teníamos entonces un arsenal de opciones era realmente todo un espectáculo: gatos negros, proyectiles de artillería, velas romanas, cohetes de botella tejanos y tubos de mortero que lanzaban bolas de fuego al aire. Nunca podré olvidar el reflejo de los fuegos artificiales en las cálidas aguas del golfo al momento de ir ardiendo por encima. Si hay algo que pone una sonrisa en mi rostro, es cuando la noche se viste de gala con los colores rojo, blanco y azul de los Estados Unidos de Norteamérica.” Nuestro país es un lugar que se debe valorar y atesorar. Pero, si le invertimos menos tiempo a la abundancia o experiencias que están frente a nosotros, más perderemos de lo que más vale en este mundo. Cuando nuestros Padres Fundadores de este país establecieron los principios de guía para nuestra gran nación, no lo hicieron para que nos la pasemos envueltos en papel en la mugre y fango del mundo. Fue exactamente lo contrario. Espero que este día Cuatro — o Segundo — de julio, todos podamos invertir en lo que hace de este país una gran nación: su hermosa gente que lo hace tan único.

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DESARROLLO DE LA PRIMERA INFANCIA - ARMENTA’S UNA PEQUEÑA EMPRESA CON UN GRAN CORAZÓN

LOS MITOS DE LAS PÓLIZAS DE SEGURO DE “COBERTURA COMPLETA”

Jeff se dirigía a casa de vuelta después del trabajo en una agradable tarde de miércoles. Su habilidad para conducir un vehículo sólo la puede superar su gran amabilidad. Llegó a un crucero con 4 señales de alto casi al mismo tiempo que otro carro. Jeff se preparó para atravesar el crucero después de darle el paso al otro carro haciéndole señas. Pero, justo en el momento en el que iba alejándose de la señal del alto, un conductor distraído que iba conduciendo un tercer vehículo se pasó los altos del crucero y se estrelló justo en el lado del pasajero del vehículo de Jeff. La montaña de facturas médicas, de terapias, y reparaciones de su vehículo continuaban acumulándose muy rápido. Como Jeff no podía trabajar, tuvo que llamarle a su abogado para que le ayudara a salir adelante con su familia. Después de investigar a profundidad el caso, su abogado pudo descubrir algo tremendo: que el conductor del vehículo que lo había golpeado no estaba asegurado. La póliza de Jeff estipulaba que sí iba a cubrir algunos gastos, pero que su póliza contra conductores no asegurados o con cobertura insuficiente sólo abarcaba lo más mínimo. Al enterarse de que Jeff iba a tener que absorber el resto de los daños le cayó por sorpresa y lo dejó con una sensación de impotencia por su situación. Por desgracia, es una historia que se repite todo el tiempo. Los conductores siempre creen que tienen cobertura complete, pero no están informados acerca de lo que sucedería si llegaran a encontrarse con un conductor no asegurado. Siga los 10 pasos que a continuación le comparto para asegurarse de que no lo vayan a dejar con la mano estirada después de un accidente. 1. Verifique cuáles son los límites de responsabilidad. 2. Revise la cobertura de Protección contra Daños Personales. 3. Revise una y otra vez su póliza contra conductores no asegurados o con cobertura insuficiente. 4. Preste atención a toda información adicional que hay en su póliza. 5. Investigue a su compañía de seguros. 6. Pida que le den todo por escrito. 7. Financie su prima. 8. Obtenga perdón de accidentes. 9. Busque la forma de conseguir cualquier descuento que sea posible. 10. Siempre que pueda, procure cerrar los mejores tratos. Para mayor información acerca de estos 10 consejos, comuníquese con nosotros hoy mismo. El equipo en el Bufete Jurídico de Don E. McClure está a sus órdenes para representarlo con todas las garantías que la ley ofrece.

Mis tres hijos crecieron con la “Srta. Anna Armenta” y la verdad es ¡que a nadie más se los habría confiado! Cuando nuestro hijo empezó a ir con Anna, apenas estaba trabajando desde su hogar con licencia para guardería. Pero su negocio siguió creciendo y, para cuando mi niña se graduó de Pre-escolar, el negocio de Anna ya se encontraba en unas instalaciones grandes y muy bonitas. Aunque haya cambiado de dirección, ¡pero el cariño, los cuidados y la atención que mis hijos recibieron jamás cambiaron! ¿Cómo se pudo multiplicar así misma? ¿Cómo fue capaz de inspirar la misma pasión, trabajo, ética y principios a su personal? No lo sé, pero creo que todos nosotros hemos visto cuando la mayoría de los negocios pierden su esencia, su personalidad y ese espíritu que tenían al momento en que empiezan a crecer. Pero esto no le ha sucedido al negocio de Anna. De algún modo, los mismos principios básicos que algún día empezaron como una pequeña semilla han continuado, generando un crecimiento sustentable que es posible ver hoy en día. Tal vez nos sorprenda que Anna haya podido triunfar en semejante hazaña donde muchos otros han fracasado, pero ella no tiene pena alguna en contarnos su “secreto”. Anna va a ser la primera persona en contarte que la fuente de todo lo que ella tiene se lo debe a Dios. Su fe, además de una fuerte familia, le han permitido crecer de manera personal más allá de todo lo que algún día imaginó que tendría. Ella ve su empresa como una forma de demostrar su fe y una forma de “amarnos unos a otros” tal y como se nos ha ordenado. En muchos casos, estas son únicamente palabras, pero en Armenta’s, podrás ver esta regla de oro en acción todos los días. Como un dato personal, hay personas que llegan a nuestras vidas y que nos transmiten alegría y paz interior. Anna es una de esas personas (escasas). Y ahora que mi niña más pequeña pasó al kínder, verdaderamente voy a extrañar lo que me decía cada día que dejaba a mi hija en la escuela: “Que tengas un día muy bendecido, Mijo”. Si deseas ver a la Srta. Anna en acción, ve a facebook.com/ armentasearlychildhood o Armentasecd.com. Y podrás ver su amor por los niños y compasión para con todo el mundo.

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If your plans for this Independence Day involve firing up the barbecue, you’ll probably be cooking two American classics: hot dogs and hamburgers. Come the Fourth of July, families will be grilling up burgers and dogs from sea to shining sea, but it wasn’t always this way. The story of how beef patties and sausages became culinary symbols of our nation will give you plenty of food for thought. The Hot Dog . It was German immigrants who brought the “frankfurter” and the “wienerwurst” to American soil in the 1800s. There is much debate over who first decided to place one of these franks in a bun, but by the opening of the 20th century, hot dog stands had popped up all over the Eastern Seaboard. We do know the identity of the man who took the hot dog’s popularity to a national level: Nathan Handwerker. A Jewish immigrant from Poland, Nathan sliced buns for a hot dog stand on Coney Island. After scraping together enough money, he quit his job and opened a stand of his own, undercutting his former employer’s prices by half. Not only did Nathan’s hot dogs outsell the competition, the Great Depression made them the perfect food for a nation River. We had an armory of options that was truly a sight to see: Black Cats, artillery shells, Roman candles, Texas bottle rockets, and mortar tubes that shot balls of fire into the sky. I’ll never forget the reflection on the warm gulf waters of the fireworks as they burst overhead. Seeing the night light up with the red, white, and blue of America is a sight that brings a smile to my face. Our country is a place to be treasured and valued. But the less time we take to invest in the abundance of experiences at our fingertips, the more we lose what makes life meaningful. When the Founding Fathers established the guiding principles for our nation, it wasn’t so we could spend time getting wrapped up in the muck and mire of the world. It was the exact opposite. I hope this Fourth — or Second — of July, we can all invest in what makes this country great: the beautiful people who make it so unique. –Don E. McClu re Jr. ... CONTINUED FROM PAGE 1

suddenly living on a tight budget. By the 1930s, hot dogs had become so unquestionably American that Franklin Roosevelt famously served them to King George VI during his royal visit in 1939. The Burger. Like the hot dog, the exact origin of the beef patty’s eventual “sandwiching” is lost to history. Once again, it was German immigrants who brought their recipes for “Hamburg steak” with them across the Atlantic, but reports vary as to who first sold the meat patty inside a bun. Multiple diners and fairgrounds across America claim to be the home of the first hamburger. All of these claims date to the turn of the 20th century, a time when our nation was faced with feeding a growing working class quickly and cheaply. By the 1950s, the burger had become a symbol of the American everyman. Both the hot dog and hamburger embody the history of our nation. Immigrant traditions merged with blue-collar needs to create two uniquely American foods. It’s fitting that we celebrate America’s birthday with the grub that has grown along with it.

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CAN I HAVE S’MORE? CREATIVE TWISTS ON THE CAMPFIRE CLASSIC

You’re just three ingredients away from the perfect summertime treat: chocolate, graham crackers, and marshmallows. The s’more is a fan favorite on camping trips and at backyard bonfires alike. Though they say you can’t improve perfection, we’ve found a few creative twists on the classic treat that will make your summer a little sweeter. The Elvis A campfire snack fit for a king — of rock ’n’ roll, that is. This s’more pays homage to Elvis Presley’s love of peanut butter and banana sandwiches. Swap out the chocolate bar for a peanut butter cup candy and add a few slices of fresh banana between the graham cracker and marshmallow. If you’re feeling particularly adventurous, you can even add some bacon.

S’mores in a Jar Here are s’mores you can enjoy all year long. Layers of crushed graham cracker, melted marshmallow, and creamy chocolate turn a simple jar into a great dessert! Learn how to make the perfect s’mores on the go at family.disney.com/recipe/ smores-in-a-jar . Strawberry S’more-cake If you really want to wow your guests at the next bonfire, try your hand at this creative take on the summertime classic. Gooey s’mores meet fresh strawberry shortcake in a dessert that’s as delicious as it is original. Find the whole recipe, including tips on making the perfect shortcake, at aspicyperspective.com/ smores-strawberry-shortcake-recipe .

box of Oreo cookies, pull a cookie apart, and use that in place of your graham cracker. The cream filling will pair nicely with the chocolate and toasted marshmallow. S’mores Milkshake Too hot for a campfire? Cool down with a s’mores milkshake! The trick is to lightly toast the marshmallows in the oven so they mix well with the other ingredients in the blender. Get the recipe at spoonfulofflavor.com/2013/08/30/ smores-milkshake to enjoy this sweet treat even in the heat of summer. It’s the simple recipe that opens the door for creative interpretations of the classic s’more. Be adventurous this summer and see what great new s’mores you can create!

S’mOreo A simple but memorable twist on the campfire classic. Grab a

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