Kimberly-Vincent Luxury Real Estate - January 2020





The decade is over — can you believe it? With the 2010s now in our rearview mirror, it would be easy to simply focus on the future and leave the past behind. But that’s not how you succeed in real estate! In my experience, it’s vital to stop at the beginning of each year and survey what happened in the Naples market in the last 12 months. Doing that gives me a better perspective on the “who,” “what,” and “why” of local real estate — in other words, who is moving here, what type of home they’re moving to, and why they’re drawn to Naples. With that knowledge, Vincent and I can help our clients find exactly what they’re looking for in 2020. This year, I thought I’d bring you along for the ride! Below, you can check out the "who", "what", and "why" in Naples for 2019. I gathered the statistics from the Naples Area Board of Realtors, Vincent’s and my personal experiences, and information from other reputable sources. If you’re considering investing in property in Naples, hang onto this information! It just might serve you well in 2020. THE WHO Our small city is growing! According to the latest estimates, more than 22,000 people now call Naples home, and a good share of those residents are seasonal. In the past, new and seasonal movers hailed from Illinois, Ohio, New York, and Massachusetts (in that order), taking Interstate 95 down into Florida.

But now, we’re seeing people migrate across the state as well. New York still tops the list of states contributing to the Naples population, but Illinois now ranks second and Massachusetts third. Most of the Naples population is nearing retirement or already retired, with an average age of 65.6. In 2017, the median household income in Naples was $90,507. THE WHAT The Naples housing market thrived in 2019, enjoying an influx of new listings, high closing rates, and increasing closed home sales for a months on end in late summer and early fall. The median closing price of both single-family homes and condos increased slightly between Sept. 2018 and Sept. 2019, rising from $395,000 to $405,000 and from $242,250 to $245,000, respectively. In that same timeframe, demand for single-family homes (specifically three-bedroom homes) rose sharply while demand for condos remained stable. The number of days homes remained on the market rose slightly across home types, hovering just over 100 by Sept. 2019. says it’s very likely home prices will continue rising through 2021 because of the desirable Naples market. THE WHY I’ve said it before, and I’ll say it again: There are at least a dozen good reasons to move to Naples! The new movers

Vincent and I work with are often attracted to the Sunshine State because of the balmy weather, reasonable housing prices, tax benefits (we don’t have a personal income tax, estate tax, or inheritance tax here), and an abundance of amenities. Naples, in particular, offers residents incredible restaurants, high-end shopping, and world-famous beaches. The sunsets are stunning, and waterfront property is in high demand — personally, I’d hate to give up the perk of walking across my back yard to my boat dock, and I can see why others would feel the same! The most stunning statistic was one I came across in the Orlando Weekly, which revealed that more than 300,000 people move to Florida each year. That’s more than 800 people per day, and it’s projected to continue through 2022. If you want to get in on the ground floor of what the Sunshine State has to offer and beat the next half-million people to the punch, call Kimberly-Vincent Luxury Real Estate today. Vincent and I would love to show you what makes our beautiful city special.

–Kimberly Alvord


It’s a New Year for Your Finances! 3 STEPS TO TAKE FOR YOUR FINANCIAL HEALTH IN 2020

safe. Also, do not use the same password for all of your financial accounts — in fact, don’t use the same password for anything!” STEP 2: DO AN INVESTMENT PORTFOLIO HEALTH CHECK “Yes, a recession is going to happen, but no one knows when or how extreme it will be. Is the level of anxiety you’re feeling about the next recession valid? To figure this out, you need to review your investment portfolio. Look at the weightings of positions in your accounts to make sure you aren’t too exposed in investments that are heavily impacted by the economic cycle. If you aren’t sure, meet with your investment advisor! If you don’t have an advisor or would like a second opinion, I’d be happy to review your portfolio with you and make sure it aligns with your financial plans. A

Now that January is here, people across the country are resolving to hit the gym and eat more vegetables. But as great as those health-focused resolutions are, another area of your life could use extra attention: your finances. Financial health is as important as physical health, particularly if you’re approaching retirement. In that spirit, we reached out to Naples Financial Solutions CEO John Freund to ask about the three steps he’d recommend taking to start 2020 off right. Here’s his rundown: STEP 1: UPDATE YOUR PASSWORDS “Ringing in the new year is often about making changes, and one of the best things you can do is change your passwords! Make a resolution to swap them on a regular basis, and store your reminders somewhere

diversified portfolio may not make as much money, but you’ll sleep easier when the recession hits and you won’t be driving yourself crazy with worry until then.” STEP 3: SET CONCRETE GOALS “To set yourself up for success, make a list of five financial goals you have for 2020. These goals should be realistic and achievable (a return of investment of 75% in your investment portfolio, for example, is not a realistic goal while creating a trust is). Once your goals are locked in, write down how you plan to accomplish them. This will help you follow through!” For help with a financial checkup or additional expert advice, call John today at 239-564-5805 or email

CTRL, ALT, DELETE YOUR CLUTTER Tips for National Clean Up Your Computer Month

Everyone relies on technology. Computers, laptops, tablets, and phones are staples of modern life. However, it’s easy for these devices to become cluttered with old photos, files, and general disorganization. Luckily, January is National Clean Up Your Computer Month and an excellent time to get your technology in order.

ORGANIZATION Naming and arranging the files on your computer in such a way that they’re easy for you to find can end up saving you a lot of time. Declutter your workspace by creating one file for pictures, one for word documents, one for spreadsheets, and one for programs to eliminate the hassle of frantically searching for the files you need. BACK UP YOUR COMPUTER Be sure to back up your computer before you start deleting things. This acts as a safety net in case you delete something you didn’t mean to. Additionally, consider installing a second hard drive. The extra space can help with storing important files without having to worry about how much room is left. CLEAN UP SPACE Any files you’ll never use again should be deleted. Likewise, any programs you haven’t used in a while should be uninstalled. Check your hard drive for files that might be taking up unintended space on your computer. And remember to empty the recycling bin — it’s easy to forget just how much goes in there.

START BY DUSTING Over time, computer towers can become

clogged with dust, which creates additional, unwanted heat within

your computer. Regular cleanings will increase the lifespan of your computer and protect its essential components. Compressed air is great for removing most of the dust and other particulates. If the fans or filters are too dirty, you can remove them from the tower to

clean them better. If you use water or liquid cleaning products on them, be sure they are completely dry before placing them back into your computer.


A ‘NEW’ HOME FOR A NEW YEAR Why You Shouldn’t Wait Until Selling Time to Upgrade Your House

If you’ve had your eye on a major home improvement, like a renovated kitchen, landscaping update, or fancy new HVAC system, there’s probably a debate raging in your head that goes something like this: “Should I update this now, or wait until just before we’re ready to sell?” It’s a valid question. It’s common to update your home before a sale because having brand-new and/or trendy features will make your house more attractive to buyers. The argument is that if you update your home too early, your “new” front door or kitchen tile might be dated by the time you’re ready to sell and need to be replaced again. That said, there is a big reason to update your home now, particularly if you don’t have plans to sell in the near future: You’ll get the chance to enjoy the updates! It can be a huge disappointment to install your dream light fixtures or a beautiful wall of built-in shelving only to leave it behind when you move. If you do it now, you’ll have time to appreciate it — and isn’t spending time with things we love what homeownership is all about?

down the road. But that’s five, 10, 15, or 20 more years of happiness and enjoyment than you’ll have if you wait! For most people, that benefit outweighs the renovation cost. Plus, if you do end up selling your home sooner rather than later, your updates will still be current enough to bring in a pretty penny. In our view — and our clients’ experience — treating yourself to improvements this year will be a win-win. If you’d like more information on how long specific features can be expected to last before needing repair or going out of style, you can find an excellent year-by-year guide at But why go to the trouble of a Google search when Naples real estate experts like us are just a phone call away? Give our team a call today for a quick, accurate recommendation tailored for the Naples market.

It’s still true that if you renovate five or more years before you sell your home, you’ll probably need additional updates

How to Make Your Own Sauerkraut

TAKE A Break


• 2 lbs cabbage • 4 tsp fine sea salt


• Jar • Lid with airlock • Something to weigh down cabbage, ideally made of a nonreactive material like glass


1. Remove outer leaves from cabbage. Slice very thinly. 2. In a large bowl, combine cabbage and salt. Let stand for 20 minutes. 3. Squeeze cabbage to release juices. Let the cabbage continue to soak and release juices for another 20 minutes. 4. Transfer to a jar and press down cabbage until completely submerged in its juices. Weigh down cabbage. 5. Seal jar with airlock. Let cabbage sit at room temperature and away from sunlight for one month. Once fermented, transfer to the fridge. Sauerkraut will keep for six months to one year.

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A Look Back at Florida Real Estate in 2019 Inside This Issue 1 2 2 3 3 4 3 Steps to Take for Your Financial Health in 2020 Enter 2020 With an Organized Computer A ‘New’ Home for a New Year How to Make Your Own Sauerkraut Real Winter Wonderlands


Snow is magical and gorgeous — unless you have to commute in it. If you want to enjoy all the wonder that winter has to offer without the hassle, why not turn it into a vacation? Here are a few breathtaking, snow- covered destinations that any winter lover can enjoy.

Korea’s No. 1 UNESCO World Heritage Site, making it a popular attraction for domestic and international tourism. The crowds and school tours die down during the winter, however, which also happens to be when Bulguksa is at its most pristine. The iced-over lotus ponds and snow-dusted pagodas add to the sense of tranquility this site naturally exudes. THE DOLOMITES, SOUTH TYROL, ITALY If you want the feel of a ski trip to the Alps without the packed slopes and ritzy resorts, the Dolomites are just for you. Located in northeastern Italy, this stunning mountain range is home to some of the best skiing in Europe, as well as many historical sites. The secluded villages that dot the mountain valleys are an attraction in their own right, especially for the

rustic cuisine you’ll find there. Don’t expect pasta though. This region is a melting pot of flavors from Austria, northern Italy, and the local Ladin people. Ricotta and sauerkraut pancakes, anyone? THE ANTARCTIC This is the one entry on this list that is best enjoyed during the summer months, which is December–February in the Southern Hemisphere, because that’s when the freezing temperatures of the southernmost continent are at their most hospitable. The Antarctic has become an increasingly popular tourist destination, with cruises taking adventure seekers through the vast, untouched beauty of this far-flung destination. Some tourists even enjoy kayaking or cross-country skiing through this icy paradise.


Above the city of Gyeongju, this

ancient Buddhist temple has stood

on the slopes of Tohamsan Mountain since the eighth century. Bulguksa, or “Temple of the Buddha Land,” is South


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