THE HOME BUYING PROCESS
Loan Application Verify Financial Info (Income, Employment, Residence, Credit Report)
Initial Buyer Consultation with your Realtor
Pre-Approval Completed by your Lender
Initial Meeting with your Lender
ACCEPTED OFFER
Go View Properties
Write an Offer Initiate Offer of Earnest Money
Negotiate Offer Counter Offer
Fully Execute Contract Time Clock Begins Attorney Approval
Home Inspection per Contract Terms
Home Appraisal as Part of Loan Approval Process
Review Documents (Seller Disclosures)
Sign Loan Documents (Either Prior or at Closing)
Contingency Removal (Buyer Investigations, HOA, Appraisal, Loan)
Full Loan Approval
Final Walk Through (Confirmation Condition of Home)
Bring Any Additional Closing Funds to Closing
Plans to Contact Utilities (Gas/Electric, Water, Cable/Internet etc.)
Handing Over of Keys - Possession Taken
Loan is Funded
CONGRATULATIONS! YOU ARE A NEW HOMEOWNER
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