Christmas A story

HOLIDAY GIFT POOLS: five great reasons to opt for collective gift giving

There are a number of reasons, financial and otherwise, to team up with friends, family members or co-workers for your Christmas shopping. Here are five of them.

1. You save money Pooling together to buy a gift is an especially good option when the recipient lives in another city. You’ll save money on the costs for packaging, transport and, if shipping internationally, then duties as well. 2. You save time You and the others involved in the pool will spend less time figuring out what to buy by brainstorming as a team. You’ll also be able to divvy up the work involved in researching, purchasing and sending the gift. 3. You can give a more original gift Make use of each person’s creative talents to craft a Christmas present that’s hand- made or highly personalized. Or, if you plan to buy something from the store, simply put your heads together to come up with a truly unique gift. 4. You can give a more extravagant gift Pooling resources means having a larger budget for the gift you buy. You’ll have the op- tion of spending more to get something beyond what you could afford on your own. This might be a sophisticated gadget, a new home appliance or even a spa weekend 5. You’ll avoid giving duplicate gifts There’s nothing quite as awkward as giving the same gift to Uncle Bob as your cousin Jane. Working together ensures that there will be no duplicates.



et bonne année! Merry Christmas! happy new year!

Conseiller Councillor

Chers clients et amis,

Nous sommes honorés que vous nous ayez choisis cette année pour vous servir. Votre confiance est le plus beau des cadeaux que vous puissiez nous offrir. Nous vous souhaitons un merveilleux temps des Fêtes, entourés de tous ceux qui vous sont chers, et nous espérons que la paix et le bonheur règneront à jamais dans votre demeure!

Joyeux temps des Fêtes!

Caisse populaire d’Alfred Caisse populaire de la Vallée Caisse populaire de Hawkesbury

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