Buku Peta Jalan Pengembangan Dan Penguatan Inovasi Teknolog…

SAMBUTAN KETUA DEWAN KOMISIONER OJK CHAIRMAN OF THE BOARD OF COMMISSIONERS’ REMARKS

Di era global saat ini, dimana sektor jasa keuangan semakin borderless , serta semakin pesatnya transformasi digital di lembaga jasa keuangan, penggunaan teknologi Artificial Intelligence (AI), blockchain, Internet of Things (IoT), dan lain-lainnya telah membawa banyak perubahan di sektor jasa keuangan. Inovasi teknologi di sektor keuangan memberikan dampak pada produk, aktivitas, layanan, maupun model bisnis dalam ekosistem keuangan digital. Semakin banyak perusahaan keuangan maupun non keuangan yang bergerak di bidang digital dan teknologi (financial technology/ fintech) untuk mendukung sektor keuangan semakin efektif dan efisien.

In the current global landscape, where the financial services sector is becoming borderless and digital transformation in the financial institutions is accelerating, the use of technologies such as Artificial Intelligence (AI), blockchain, and the Internet of Things (IoT) has brought about significant changes in the financial services sector. Technological innovations in the financial sector have impacted products, activities, services, and business models within the digital financial ecosystem. A rising number of financial and non-financial companies are leveraging digital and technology-based activities (fintech) to enhance the financial sector's efficiency and effectiveness.

Puji syukur kehadirat Tuhan Yang Maha Esa, atas karunia-Nya yang dilimpahkan kepada kita semua, sehingga Otoritas Jasa Keuangan (OJK) telah menyelesaikan penyusunan Peta Jalan Pengembangan dan Penguatan Industri Inovasi Teknologi Sektor Keuangan, Aset Keuangan Digital, dan Aset Kripto (IAKD) periode 2024 – 2028. Penyusunan Peta Jalan IAKD 2024 – 2028 juga telah melibatkan seluruh pihak yang terkait, termasuk para asosiasi di industri IAKD sehingga Peta Jalan ini telah cukup komprehensif membahas seluruh unsur penting dalam industri IAKD.

Let us express our gratitude to the God Almighty for His blessings upon us so that OJK has successfully completed the Roadmap for Developing and Strengthening Financial Sector Technology Innovation, Digital Financial Asset and Crypto Asset (IAKD) Roadmap 2024-2028. We are pleased that our relevant stakeholders, including IAKD industry associations, were involved in the formulation of this Roadmap, to ensure it has comprehensively addressed essential elements of the IAKD industry.

Peta Jalan Pengembangan dan Penguatan Inovasi Teknologi Sektor Keuangan, Aset Keuangan Digital dan Aset Kripto 2024 - 2028

Roadmap for Developing and Strenghthening Financial Sector Technology Innovation, Digital Financial Asset, and Crypto Asset 2024 - 2028

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