Learn about Qualifying Events - Take action within 30-days If you experience any of these events, act quickly, as you typically have a limited window - 30 days from the date of the qualifying event to modify your elections.
The following are examples of qualifying events identified by the IRS:
Change in residence:
Changes in family status:
• Moving to a new area where your current plan no longer applies
• Marriage, divorce or legal separation
Birth or adoption of a child Death of a spouse or dependent
Loss of other coverage:
• Losing coverage from another source (e.g., a spouse’s plan)
Employment-related changes:
• • Switching between part ‑ time and Starting or leaving a job • Worksite or schedule changes that
Other laws or court orders:
• Consolidated Omnibus Budget Reconciliation Act (COBRA) qualifying events • HIPAA special enrollment rights • Entitlement to Medicare or Medicaid • Family and Medical Leave Act (FMLA) leave • Health Insurance Exchange enrollment
impact eligibility
full ‑ time status
Changes in dependent eligibility:
• A child reaches the plan’s age limit and can no longer be covered, or they obtain their own coverage
What Can Be Changed?
If your plan allows it, a qualifying event may let you:
Enroll in or drop coverage
Add or remove dependents
Update coverage levels
Switch plan types
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