MAA 2026 Benefits Guide


Table of Contents
2

Glossary of Terms
4

Welcome to Your Benefits Enrollment Guide
6

Benefits Eligibility
7

Qualifying Life Events
9

When + How to Enroll
10

Medical Plan Options
12

Prescription Drug Benefits
13

How the Medical Plans Differ
14

What is a Health Reimbursement Account?
15

How Does My HRA Work with My Health Plan?
16

What is a Health Savings Account?
17

How is My HSA Funded & How Much Can I Contribute?
18

How Does My HSA Work with My Health Plan?
19

Wellness Incentive Program
20

Cigna Healthcare Programs & Resources
21

Medical + Prescription Drug Benefits At-a-Glance
23

2026 Medical Bi-Weekly Payroll Contributions
24

Which Medical Plan is Right for You?
26

Dental Plan Options
28

Vision Plan
29

Flexible Spending Accounts (FSAs)
30

HRA, HSA, FSA: What’s the Difference?
31

Life + Accidental Death & Dismemberment
32

Disabilty Benefits
35

401(k) Plan
36

Voluntary Benefits to Supplement Your Medical Insurance
38

Additional Voluntary Benefits
39

MAA Associate Perks
40

MAA Associate Disaster Relief Fund
41

Get Connected
43

Benefit Contacts
44

Affordable Care Act
45

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