SECTION 7 - GENERAL PROVISIONS (Continued) How will Statements Made In Your Application Affect Your Coverage? In the absence of fraud, all statements made in any application are considered representations and not warranties (absolute guarantees). No representation by: 1. the Sponsor in applying for this plan will make it void unless the representation is contained in the signed Application; or 2. you in enrolling for insurance under this plan will be used to reduce or deny a claim unless a copy of the Enrollment Form, signed by you if required, is or has been given to you. What are Lincoln's Rights of Subrogation and Reimbursement? When your Injury or Sickness appears to be someone else's fault, benefits otherwise payable under this policy for loss of time as a result of that Injury or Sickness, unless you or your legal representative agree(s): 1. to repay Lincoln for such benefits to the extent they are for losses for which compensation is paid to you by or on behalf of the person at fault; 2. to allow Lincoln a lien on such compensation and to hold such compensation in trust for Lincoln; and 3. to execute and give to Lincoln any instruments needed to secure the rights under 1. and 2. above. Further, when Lincoln has paid benefits to or on your behalf, Lincoln will be subrogated to all rights of recovery that you have against the person at fault. These subrogation rights will extend only to recovery of the amount Lincoln has paid. You must execute and deliver any instruments needed and do whatever else is necessary to secure those rights to Lincoln. How does the Policy Affect Workers' Compensation? This plan and the coverages provided are not in lieu of, nor will they affect any requirements for coverage under any Workers' Compensation Law or other similar law.
ADOC-GNP-3.16
General Provisions
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