Cover | 1 |
Contents | 2 |
Welcome to Your 2026 Benefits | 4 |
What's Changing in 2026? | 4 |
Eligibility | 5 |
Benefits Eligibility | 5 |
Eligible Dependents | 5 |
Domestic Partner Coverage | 5 |
When You Can Enroll or Change Your Benefit Elections | 6 |
How to Enroll | 7 |
Enroll Online | 7 |
Get Personalized Enrollment Assistance from a Benefits Expert | 7 |
Have Questions About Your Benefits? | 8 |
Your NextGen Healthcare Benefits | 9 |
Get to Know Your Benefit Options | 9 |
Medical and Prescription Plans | 10 |
Medical Plan Options | 10 |
Medical Plans Comparison | 11 |
Anthem Resources | 12 |
Anthem Website | 12 |
Sydney Health App | 12 |
LiveHealth Online | 13 |
24/7 NurseLine | 13 |
Autism Spectrum Disorder (ASD) Program | 14 |
Future Moms Program | 14 |
Prescription Drugs | 15 |
Coverage and Tiers | 15 |
Scripta Pharmacy Navigation Program | 17 |
What does Scripta do? | 17 |
Supplemental Health Coverage | 18 |
Benefits Enhancer Bundle (Accident + Critical Illness Insurance) | 18 |
Hospital Indemnity Insurance | 19 |
Preventive Health Screening Wellness Benefit | 19 |
Health Savings Account (HSA) | 20 |
What is a Health Savings Account (HSA) | 20 |
Flexible Spending Account (FSA) | 22 |
What is a Flexible Spending Account (FSA) | 22 |
HSA & FSA - WEX Resources | 24 |
Benefits Debit Card | 24 |
Benefits Eligible Expenses | 24 |
Knowledgebase | 24 |
Benefits Mobile App | 25 |
Participant Portal | 25 |
Pre-Tax Medical Savings Accounts Comparison | 26 |
Comparison of Tax-Advantaged Medical Savings Accounts | 26 |
Dental Plan | 28 |
Dental Rewards | 28 |
FUSION Benefits | 29 |
Dental Plan Summary | 30 |
Vison Plan | 31 |
Extra Savings | 32 |
Disability Insurance Benefits | 33 |
Short-Term and Long-Term Disability Benefits | 33 |
Life Insurance | 34 |
Basic Term Life and AD&D Insurance | 34 |
Voluntary Term Life and AD&D Insurance Options | 34 |
Group Universal Life Insurance with Long-Term Care | 35 |
Evidence of Insurability | 35 |
Lifestyle Spending Account (LSA) | 36 |
What is a Lifestyle Spending Account (LSA)? | 36 |
Mental Health and Wellness Benefits | 38 |
Employee Assistance and Wellness Support Program (EAP) | 38 |
Spring Health | 38 |
Virta Type 2 Diabetes and Weight Loss Care | 39 |
WellHub – A Fitness Benefit for Your Wellbeing | 40 |
Voluntary Plans | 41 |
MetLife Legal Plan | 41 |
Allstate Identity Protection | 41 |
Pet Care Plan | 42 |
Auto and Home Insurance | 42 |
Retirement Savings – 401(k) Plan | 43 |
A New Retirement Experience | 43 |
Eligibility | 43 |
Employee Contributions | 43 |
Company Matching Contributions | 44 |
How to Enroll | 44 |
Accessing your Plan | 44 |
Financial Planning Assistance | 44 |
Additional Benefits and Discounts | 45 |
Purchasing Power | 45 |
Online Discount Mall | 45 |
Your Benefit Costs | 46 |
Medical | 46 |
Dental | 46 |
Vision | 46 |
Accident & Critical Illness Insurance Bundle | 47 |
Hospital Indemnity Insurance | 47 |
Voluntary Term Life & AD&D Insurance | 48 |
Group Universal Life Insurance with Long-Term Care | 49 |
MetLife Legal Plan | 49 |
Allstate Identity Protection | 49 |
Pet Care Plan | 49 |
Important Notices and Disclosures | 50 |
Married Employee Exclusion | 50 |
Domestic Partner Coverage | 50 |
Important Plan Information | 50 |
Glossary | 51 |
Back Cover | 54 |
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