2026 NextGen Open Enrollment Decision Guide


Cover
1

Contents
2

Welcome to Your 2026 Benefits
4

What's Changing in 2026?
4

Eligibility
5

Benefits Eligibility
5

Eligible Dependents
5

Domestic Partner Coverage
5

When You Can Enroll or Change Your Benefit Elections
6

How to Enroll
7

Enroll Online
7

Get Personalized Enrollment Assistance from a Benefits Expert
7

Have Questions About Your Benefits?
8

Your NextGen Healthcare Benefits
9

Get to Know Your Benefit Options
9

Medical and Prescription Plans
10

Medical Plan Options
10

Medical Plans Comparison
11

Anthem Resources
12

Anthem Website
12

Sydney Health App
12

LiveHealth Online
13

24/7 NurseLine
13

Autism Spectrum Disorder (ASD) Program
14

Future Moms Program
14

Prescription Drugs
15

Coverage and Tiers
15

Scripta Pharmacy Navigation Program
17

What does Scripta do?
17

Supplemental Health Coverage
18

Benefits Enhancer Bundle (Accident + Critical Illness Insurance)
18

Hospital Indemnity Insurance
19

Preventive Health Screening Wellness Benefit
19

Health Savings Account (HSA)
20

What is a Health Savings Account (HSA)
20

Flexible Spending Account (FSA)
22

What is a Flexible Spending Account (FSA)
22

HSA & FSA - WEX Resources
24

Benefits Debit Card
24

Benefits Eligible Expenses
24

Knowledgebase
24

Benefits Mobile App
25

Participant Portal
25

Pre-Tax Medical Savings Accounts Comparison
26

Comparison of Tax-Advantaged Medical Savings Accounts
26

Dental Plan
28

Dental Rewards
28

FUSION Benefits
29

Dental Plan Summary
30

Vison Plan
31

Extra Savings
32

Disability Insurance Benefits
33

Short-Term and Long-Term Disability Benefits
33

Life Insurance
34

Basic Term Life and AD&D Insurance
34

Voluntary Term Life and AD&D Insurance Options
34

Group Universal Life Insurance with Long-Term Care
35

Evidence of Insurability
35

Lifestyle Spending Account (LSA)
36

What is a Lifestyle Spending Account (LSA)?
36

Mental Health and Wellness Benefits
38

Employee Assistance and Wellness Support Program (EAP)
38

Spring Health
38

Virta Type 2 Diabetes and Weight Loss Care
39

WellHub – A Fitness Benefit for Your Wellbeing
40

Voluntary Plans
41

MetLife Legal Plan
41

Allstate Identity Protection
41

Pet Care Plan
42

Auto and Home Insurance
42

Retirement Savings – 401(k) Plan
43

A New Retirement Experience
43

Eligibility
43

Employee Contributions
43

Company Matching Contributions
44

How to Enroll
44

Accessing your Plan
44

Financial Planning Assistance
44

Additional Benefits and Discounts
45

Purchasing Power
45

Online Discount Mall
45

Your Benefit Costs
46

Medical
46

Dental
46

Vision
46

Accident & Critical Illness Insurance Bundle
47

Hospital Indemnity Insurance
47

Voluntary Term Life & AD&D Insurance
48

Group Universal Life Insurance with Long-Term Care
49

MetLife Legal Plan
49

Allstate Identity Protection
49

Pet Care Plan
49

Important Notices and Disclosures
50

Married Employee Exclusion
50

Domestic Partner Coverage
50

Important Plan Information
50

Glossary
51

Back Cover
54

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