Friends Club Quarter 3 2018
Q uarter T hree 2018
Dubai and Abu Dhabi February 10-20, 2019
Featured Extended Travel
2018 Journey to the Land of Lincoln Page 14 Explore Central Iowa Page 15 2019 Dubai and Abu Dhabi Page 16-17
New Orleans Pages 18–19
Springtime in Belgium Pages 20–21
Idaho Uncovered Page 22–23
Douro River Cruise Page 24
Upcoming Travel Shows Page 25
Comments from Karissa We are excited to expand our Friends Club team and introduce you to Chelsea Marsengill (pictured left), one of our Friends Club Coordinators. Chelsea joins Meg Sinnott, Barb Colehour, and me to form a team that is honored to serve you. Chelsea has been with Hills Bank for nine years in our Commercial department and transferred to Friends Club in April. She currently resides in Riverside with her husband and two children. Originally from the Kalona area, she attended Mid-Prairie High School and Kirkwood Community College. In her free time, she enjoys fishing and boating, coloring, and listening to music of all genres. Friends Club Main Number As I mentioned in the last newsletter, you may have noticed some new voices when you call in to register for an event or trip. These recently added Friends Club representatives are located throughout the Hills Bank locations and are here to help answer your calls so you likely won’t have to leave a message. These personal bankers are well-versed in our events and trips and will make sure to work with you on getting your requests fulfilled and questions answered. You will notice some of the events and trips in this newsletter have individual numbers and email addresses, but you can always call the Friends Club main number at 319-679-2103 to ensure you talk with someone live. You may also send an email to FriendsClub@HillsBank.com. We Hope You Find Interest We have a diverse selection of events and day trips this quarter and hope you find interest in one or more of them. As always, we welcome your ideas and suggestions, which you can share by calling the main number or using the email address mentioned above. Expanding the Team
Learn, meet, and enjoy!
Karissa Wikert Friends Club Director
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LOCAL EVENTS
Simple Fix Meal Prep Class Hy-Vee (1914 8th St, Coralville) Tuesday, July 17, 10:00 a.m.
Meal prep the simple way with the Coralville Hy-Vee Dietitian Stephanie! Semi-prepare 3 healthy homemade meals, each serving approximately four people, to take home and stock your freezer. All the ingredients will be prepared and prepped. As a group, we will walk through assembling the recipes and directions on how to bake them at home. The best part is you won’t have to clean up your kitchen afterwards! Cost is $30 per person/couple for members and $40 per person/couple for non-members. If you are registering as a couple, you will pay one cost and make the three meals together. Space is limited. Register with a Friends Club representative at 319-358-6138 or FriendsClub@HillsBank.com.
Abraham Lincoln’s Teenage Sculptor and her Association with Iowa City Hills Bank in Iowa City (1401 S Gilbert St) Tuesday, July 17, 1:00-2:00 p.m.
Lavinia (Vinnie) Ream was born in one of the first log cabins in frontier Madison, WI. As a small child, she played with the city’s Native American children and then, while still in her early teens, moved to Washington, D.C. It was here her artistic talents as a sculptor began to be recognized and a unique situation arose—Vinnie was given the opportunity to go daily to the White House for five months to observe President Lincoln and make a bust of his famous face. She was shocked when President Lincoln was assassinated just as she finished her work. She thus became the only sculptor to create a bust of the President from life. Join Paul C. Juhl, fellow Friends Club member and a devoted stereograph collector and preservationist, as he revisits the life of Vinnie Ream through stories and photographs. The presentation will further explain this fascinating, yet hardly recognized, woman with such a strong connection to our city and state. Paul Juhl is a native of Webster City, IA, and has served as a high school guidance counselor at several Iowa schools throughout his career. Register with a Friends Club representative at 319-679-2103 or Dawn_Lyons@HillsBank.com.
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Create Your Own String Art Hills Bank in Kalona (120 5th St) Monday, July 30, 3:30 p.m.
Join us as we welcome Karsen Jehle, a Mid-Prairie High School student, as she shares hands-on instructions for creating your own string art masterpiece. Each attendee will leave with a newfound skill and a piece of art to take home. The event is free, but we do ask that registrants bring their own hammer. Space is limited. Register with Katie Miller at 319-656-5801 or Katie_Miller@HillsBank.com.
Brush & Barrel Rustic Revival (120 E Main St, Hills) Tuesday, August 7, 10:00 a.m. An instructor will guide participants step-by-step through painting a featured design. This class requires no artistic ability and encourages participants to enjoy the fun, stress-free side of painting and art. All participants can take home their newly painted artwork at the end of the class. Cost is $15 for members and $20 for non-members. The event includes exclusive use of the studio, all painting supplies, guided instructions, and a complimentary beverage of wine, beer, or a soft drink. Light snacks will be provided. Register with a Friends Club representative at 319-679-2128 or Kelsey_Redlinger@HillsBank.com.
The Era of Student Activism at the University of Iowa Hills Bank in Iowa City (1401 S Gilbert St) Wednesday, August 8, 10:00 a.m.
From the formation of the Student Association for Racial Equality in 1961 to the so-called “last anti-war protest” on the Pentacrest in 1973, the University of Iowa during the 1960s was the setting for campus activism on many fronts. University archivist David McCartney will recount several events that defined the period and identify resources—both online and at the archives in the UI Main Library— of interest. A native of Charles City, David has master’s degrees in history and library science from the University of Maryland at College Park and a bachelor’s degree in journalism from the University of Wisconsin-Madison. He is currently president of the Midwest Archives Conference. Register with a Friends Club representative at 319-679-2103 or FriendsClub@HillsBank.com.
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Bordeaux and Brushes at The Secret Cellar The Secret Cellar (1205 NE Curtis Bridge Rd, Swisher) Thursday, August 16, 6:00 p.m.
This fantastic two-hour class will start with a Wine 101 presentation. You will learn how to hold your glass, how to swirl and sniff, and what to look for when tasting wine while enjoying some delicious samples. Next, we will break out the canvasses and create! Painting with acrylics is made easy with instruction from art professional Lianne Westcott. As you’re swirling your glass, you’ll be whirling your paintbrush to make a new piece of art. Cost is $20 for members and $35 for non-members. Appetizers will be provided. Seating is limited. Register with a Friends Club Representative at 319-679-2103 or Crystal_Stick@HillsBank.com. Remembering Schooldays Hills Bank in North Liberty (590 W Forevergreen Rd) Wednesday, August 22, 10:00 a.m. Doris Montag, our local homespun historian and humorist, returns to Hills Bank with "Remembering Schooldays,” another talk in her series The History of Ordinary Things. She will share her mother's collection from the one- room schoolhouse and report on teachers’ rules of conduct. Doris will create a “pop-up” exhibit and narrate the collection of artifacts. Join her for a morning of learning, reminiscing, and laughter. Register with a Friends Club representative at 319-679-2103 or Allison_Bates@HillsBank.com. Military and Wartime Service Associated with the University of Iowa Hills Bank in Iowa City (1401 S Gilbert St) Wednesday, September 5, 10:00 a.m. From the Civil War to the present, during times of war and peace, many individuals associated with the University of Iowa have served in the U.S. armed forces. University archivist David McCartney will review available archive resources with an emphasis on World War I and World War II-related records. A native of Charles City, he has master’s degrees in history and library science from the University of Maryland at College Park and a bachelor’s degree in journalism from the University of Wisconsin-Madison. He is currently president of the Midwest Archives Conference. Register with a Friends Club representative at 319-679-2103 or FriendsClub@HillsBank.com.
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Murder Mystery Dinner with Cedar Ridge Winery and Distillery Cedar Ridge Winery and Distillery (1441 Marak Rd NW, Swisher) Wednesday, September 5, 6:00 p.m. There has been a murder on the Disoriented Express and the best criminal minds have been called in to help. Will they solve the crime first, or will you? Who knows, you might also end up being the murderer! Never been to a Murder Mystery Dinner? Let us lay it out for you: First, characters are introduced, including,
of course, a stereotypical villain. Then, someone is murdered and a cast of kooky characters feed the audience clues as they dine. Audience
members are pulled into the show, everyone becomes a suspect, and
you’re left to sleuth through the clues to determine who is guilty as charged. Join us for a buffet dinner and an entertaining evening at Cedar Ridge Winery and Distillery. Arrive as early as 5:30 p.m. to choose seating and mingle with the actors. The show starts at 6:00 p.m. with dinner
following at 6:30 pm. Cost is $45 for members and $65 for non-members. Register with a Friends Club representative at 319-679-2103 or Jaime_Roberts@HillsBank.com.
Wilson’s Apple Orchard Tour Wilson’s Orchard (4823 Dingleberry Rd NE, Iowa City) Tuesday, September 11, 10:30 a.m.
Join us for an informational tour of this locally owned orchard. Learn about the history of the farm, which started in 1980 and has had over 120 varieties of apples. We will take a tractor ride through the orchard and have an opportunity to taste and purchase a variety of Wilson’s apples. Following the tour we will enjoy their famous apple turnovers, hot out of the oven, with a scoop of ice cream in the picnic area. Plan to meet the group at the Orchard by 10:15 a.m. so we can start the tour at 10:30 a.m. Space is limited. Register with a Friends Club representative at 319-679-2103 or FriendsClub@HillsBank.com.
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AARP Driver Safety Course Hills Bank in Marion (3204 7th Ave) Wednesday, September 12, 8:30 a.m.–12:30 p.m.
This four-hour driver safety class teaches defensive driving with no driving or testing involved. Life changes that can affect driving abilities, including medications, brain and body health, new vehicle technologies, and new laws, will be examined during the course. Potential driving problems will be assessed, as well as tips to staying safe and maintaining driving independence. Attendees will receive a certificate of completion (some insurance companies may offer discounts on auto insurance premiums as a result). Cost is $20 for materials but discounted to $15 for AARP members. Checks payable to AARP will be collected upon arrival to class. Register with a Friends Club representative at 319-679-2103 or FriendsClub@HillsBank.com.
Dennis Naughton and Friends Hills Bank in Marion (3204 7th Ave) Thursday, September 20, 3:00 p.m.
Dennis Naughton first took up ventriloquism at age 11 and developed skills that enabled him to work his way through college and law school by performing on the circuit of state and county fairs. His act won the Iowa State Fair Talent Search in 1967, and Denny and Friends have appeared with Grand Ole Opry stars and nationally known acts from coast to coast, throughout the Midwest, and overseas. He recently took up performing again and celebrated his 50th Anniversary last year of winning the state fair talent show. Hills Bank Friends Club has invited him to share his talents with us. Register with a Friends Club representative at 319-679-2103 or FriendsClub@HillsBank.com.
Cork N Canvas Iowa Hills Bank in Cedar Rapids (3905 Blairs Ferry Rd NE, lower level) Tuesday, September 25, 5:30–8:30 p.m.
Paint, drink, repeat! It’s all about social art and fun with friends. An instructor will provide step-by-step instructions for making your very own unique art work. Even if you have never painted, you’ll leave the party with your very own masterpiece. Follow the steps or do your own thing—you can't do it wrong. The design will be “Fall Reflection,” which is a design with fall-colored trees reflected in the water on a 16x20” canvas. Hors d’oeuvres and wine will be provided. Cost is $25 for members and $35 for non-members. Register with a Friends Club representative at 319-679-2103 or FriendsClub@HillsBank.com.
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Bingo Parties July/August/September in Washington (2481 Hwy 92 E) Wednesday, August 1, 9:00 a.m. Register with Brittany Redlinger at 319-863-7804 or Brittany_Redlinger@HillsBank.com. July/August/September Birthdays in Kalona (120 5th St) Thursday, August 2, 8:00 a.m. Register with Kelsey Redlinger at 319-679-2128 or Kelsey_Redlinger@HillsBank.com. July/August Birthdays in Cedar Rapids (3905 Blairs Ferry Rd NE) Tuesday, August 21, 1:30 p.m. Register by Friday, August 17, with Barb Colehour at 319-447-8407 or Barb_Colehour@HillsBank.com. July/August Birthdays in Mount Vernon (720 1st Ave SE) Tuesday, August 21, 1:30 p.m. Register by Friday, August 17, with Terri Sutton at 319-866-7064 or Terri_Sutton@HillsBank.com. July/August/September Birthdays in North Liberty (590 W Forevergreen Rd) Thursday, September 13, 10:00 a.m Register by Tuesday, September 11, with Sue Votroubek at 319-626-8760 or Sue_Votroubek@HillsBank.com.
Cedar Rapids (3905 Blairs Ferry Rd NE, lower level) All events start at 9:00 a.m. Doors open at 8:00 a.m. Friday, July 20 Friday, September 21
Marion (3204 7th Ave) Friday, August 17, 9:00 a.m.; doors open at 8:00 a.m.
Mount Vernon (720 1st Ave SE) All events start at 8:30 a.m. Friday, July 6 Friday, August 3 Friday, September 7
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Photo by Phil Roeder
DAY TRIPS Iowa State Fair Des Moines, IA Wednesday, August 15
Celebrate our great state of Iowa by venturing to the annual Iowa State Fair! Experience all of what makes Iowa exceptional through hundreds of delicious food choices, blue-ribbon worthy competition, and many options for free entertainment throughout the day’s trip. Cost is $38 per person and includes motorcoach transportation, fair admission, and driver gratuity. Register with Meg Sinnott at 319-358-2278 or Meg_Sinnott@HillsBank.com.
Day in Dyersville Dyersville, IA Tuesday, August 21
Explore well-known landmarks and locations throughout Dyersville! The day begins with a stop at the Field of Dreams and includes a tour of the first floor of the house and interaction with a “Ghost Player,” who will provide details about filming the famous Field of Dreams movie. After lunch, prepare to be impressed with the magnificent Gothic architecture adorned throughout the Basilica of St. Francis Xavier and a tour highlighting the church’s unique structural details. Following the church will be a visit to the Dyer-Botsford Historical House and Doll Museum. The Victorian mansion houses over 2,000 dolls, furniture, clothing, and many other vintage items significant to the history of Dyersville. Lastly, a self- guided tour through the National Farm Toy Tractor Museum will delve into the history and present-day advancements of Iowa agriculture. Cost is $138 per person and includes motorcoach transportation, lunch, admission to all attractions, and taxes and gratuities. Register with a Friends Club representative at 319-679-2103 or FriendsClub@HillsBank.com.
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Mamma Mia! Circa ’21 Dinner Playhouse, Rock Island, IL Wednesday, August 29
Over 54 million people all around the world have fallen in love with the characters, the story, and the music that make Mamma Mia! the ultimate feel- good show. A mother, a daughter, and three possible dads, plus a trip down the aisle you'll never forget! Writer Catherine Johnson's sunny and funny tale unfolds on a Greek island paradise. On the eve of her wedding, a daughter's quest to discover the identity of her father brings three men from her mother's past back to the island they last visited 20 years earlier. The story-telling magic of ABBA's timeless songs propels this enchanting tale of love, laughter, and friendship, creating an unforgettable show. Cost is $80 per person and incudes motorcoach transportation, the matinee show, lunch and dessert, and all taxes and gratuities. Register with a Friends Club representative at 319-679-2103 or at FriendsClub@HillsBank.com.
Agriculture and Art Meet in the Quad Cities Davenport, IA Wednesday, September 26 The journey begins with a stop at John Deere and Co.’s largest producer of combines: John Deere Harvester Works Factory, where large agriculture
equipment is produced and showcased. Following lunch in the city, we’ll visit the John Deere Pavilion, the world’s largest agricultural museum, and explore how John Deere’s past and future products contribute to improving the livelihood of people around the world. Next, we’ll discover the artistic side of Davenport at Isabel Bloom’s studio. See the artist’s process of creating beautiful handcrafted pottery pieces during a tour, and browse and shop with a discount coupon. This afternoon leaves room for a real treat—literally! While touring (and sampling) through the Chocolate Manor, watch firsthand as chocolate is crafted to perfection. Wrapping up this Quad Cities adventure will be a hearty dinner at the Machine Shed before departing for home later that evening. Cost is $139 per person and includes transportation, lunch, dinner, admission to all activities, and taxes and gratuities. Register with Chelsea Marsengill at 319-358-2215 or Chelsea_Marsengill@HillsBank.com.
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Oktoberfest in the Amana Colonies Amana, IA Friday, October 5
History, shopping, and fun await during Amana’s most popular festival, Oktoberfest. The day begins with a short visit to the Museum of Amana History followed by a guided tour through Middle Amana, West Amana, and Main Amana. Tour stops will include the Communal Kitchen and Cooper Shop Museum, the Broom and Basket Shop, the Meat Shop and Smokehouse, and the old-fashioned General Store. After the guided tour, we will have a 3 entrée family-style lunch at the Ox Yoke Inn and then time to explore and shop historic Main Amana. You will also be able to partake in Oktoberfest activities, such as the official tapping of the keg and horse drawn carriage rides. Cost is $70 per person and includes motorcoach transportation, guided tour, lunch, and all taxes and gratuities. Space is limited. Register with Crystal Stick at 319-654-8072 or Crystal_Stick@HillsBank.com. An outrageously hilarious race against the clock begins when Savannah Sprunt Fairchild Honeycutt agrees to get her feisty mother all the way from Alabama to California in time for her brother's wedding. Savannah's problem is: Mama won't fly. With only four days to make it to the ceremony, this determined daughter has no choice but to drive cross-country with her equally willful mother in Mama's vintage sedan. Another outrageous complication arises: unannounced, a bubbly, over-eager bride-to-be arrives and is delighted to finally meet her future in-laws and is convinced that traveling together to her wedding is the perfect way to bond. The journey begins and comedic chaos ensues. Every conceivable—and inconceivable— mishap that can occur does, including the theft of their car, a near-fatal encounter at an underwear museum, a mad dash across the desert in a hijacked eighteen-wheeler, and a riotous detour to Vegas. In a surprising and heartwarming resolution, they forge an exciting new path for their own relationship and welcome Hayley into their delightfully wacky family. Cost is $80 per person and incudes motorcoach transportation, the matinee show, lunch and dessert, and all taxes and gratuities. Register with a Friends Club representative at 319-679-2103 or at FriendsClub@HillsBank.com. Mama Won’t Fly Circa ’21 Dinner Playhouse, Rock Island, IL Wednesday, October 10
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Fall Foliage Cruise Moline, IL, to Muscatine, IA Wednesday, October 17
From the decks of the Celebration Belle cruise, see how the Mighty Mississippi’s banks transformed from summer greenery into the beautiful colors of fall. This large paddleboat will begin in Moline, IL, and journey downstream to Muscatine, IA,
all the while music from the ‘40s to present day accompanies the views. Lunch will be served aboard the boat and the voyage will last about three hours. Cost is $85 per person and includes motorcoach transportation,
lunch, admission, and all taxes and gratuities. Register with Chelsea Marsengill at 319-358-2215 or Chelsea_Marsengill@HillsBank.com.
Aladdin Des Moines Civic Center Thursday, November 29, Matinee
Discover a whole new world at Disney’s Aladdin , the hit Broadway musical. From the producer of The Lion King comes the timeless story of Aladdin, a poor young boy living on the streets. With the help of a magical genie and three wishes, Aladdin’s luck begins to change. Expect a thrilling production filled with unforgettable beauty, magic, comedy, and breathtaking spectacle. It’s an extraordinary theatrical event where one lamp and three wishes make the possibilities infinite. Hailed by USA Today as “pure genie-us,” Aladdin features everyone’s favorite songs from the film as well as enticing new music. A Tony Award winning team of choreographers, directors, and designers ensures a performance audiences won’t soon forget! Cost is $149 per person and includes motorcoach transportation, lunch, a matinee ticket, and taxes and gratuities. Register with Meg Sinnott at 319-358-2278 or Meg_Sinnott@HillsBank.com.
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JOURNEY TO THE LAND OF LINCOLN SPRINGFIELD Filled with many significant historic sites, Springfield, Illinois, is a must-see destination. October 3–4, 2018 $462 per person, double occupancy $529 per person, single occupancy
The trip begins southward with a stop in Nauvoo, IL. At the Historic Nauvoo Visitors Center, see where numerous historic sites from the 1840's Mormon pioneers are preserved. Boxed lunches will be provided to enjoy on the way to Springfield’s Dana Thomas House. We’ll tour the house, which was designed by Frank Lloyd Wright in 1902 for Susan Lawrence Dana, a forward-thinking socialite of the time. The house contains one of the largest collections of site-specific, original Wright glass and furniture! The group will check into
the hotel following the tour and then enjoy dinner together as a welcome to the land of Lincoln. Day two is full of sites relating to the history of Illinois and our country’s 16th president. The day begins at Lincoln Memorial Garden, followed by the Old State Capitol building, the Abraham Lincoln Presidential Museum and Library, lunch, and then Lincoln’s Tomb. The tomb is the final resting place of Abraham Lincoln, his wife Mary, and three of their four sons. After a full day of historical sightseeing, the group heads homeward with a last stop in Galesburg for dinner.
Friends Club trips are very inclusive with no hidden fees or hassles. Register with Chelsea Marsengill at 319-358-2215 or Chelsea_Marsengill@HillsBank.com.
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Photo by Carl Wycoff
CARROLL Explore one of Central Iowa’s counties, Carroll, where small-town manufacturers are hard at work, the beautiful nature of Swan Lake State Park invites visitors, and buildings rich with history surround the city. Our first day of travel takes us west to Jefferson, where lunch and the view from the Mahanay Bell Tower await. Upon arriving in Carroll, relax at Santa Maria Winery, a Tuscan winery and event center located in the heart of Carroll on the historic Lincoln Highway. The following day takes place in Breda, where the group will explore St. Bernard Catholic Church, the oldest Catholic Church in the county. Touring continues at Toyne, Inc., a family-owned fire apparatus manufacturer, and Trophies Plus, a family-owned trophy and award-supplier. Lunch will be enjoyed as a group, and then we will continue to Swan Lake State Park for a private program about conservation efforts and wildlife. A stop at Graddy’s is next! Learn about the process of hydroponic gardening and see what it takes to grow a perfect tomato. Having worked up an appetite from a full day of touring, a special evening awaits as Star Destinations and Windstar owners, the Gretemans, host dinner at the Windstar Bus Stop! The final day of touring begins in the small town of Templeton, where a nearly century-old recipe of a smooth-finishing rye whiskey has created notoriety and intrigue since the 1920s. At Templeton Rye, see firsthand how “the good stuff” is made, led by a seasoned member of the Templeton Rye team. Following the tour will be a stop at Manning, where the 350-year-old German Manning Hausbarn Heritage Park is a step back in time to the 1600s. The group will then head home with lunch on your own. October 9–11, 2018 $599 per person, double occupancy $699 per person, single occupancy EXPLORE CENTRAL IOWA’S HISTORY, LANDSCAPE, AND PRIDE
Friends Club trips are very inclusive with no hidden fees or hassles. Register with Meg Sinnott at 319-358-2278 or Meg_Sinnott@HillsBank.com.
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DUBAI AND Dressed in riches and home to some of the wealthiest countries in the world, the Arabian Peninsula beckons you to experience a world of February 10–20, 2019 $6,949 per person, double occupancy $8,125 per person, single occupancy
wonder on this 11-day adventure to the United Arab Emirates. In Dubai, we’ll settle into our 5-star hotel for the evening, followed by a day of exploring the oldest part of the city by foot. Walk in the labyrinthine lanes of the Bastakia Quarter, see old merchants’ houses, including a few examples of the straw houses that were still in use until the end of the 1950s. We’ll see impressive museums stamped with Islamic culture, from artwork
to political history, and bustling souks selling spices, gold, textiles, and much more! Dubai will amaze you with its splendor and beauty, and at every turn you’ll witness what makes this marvelous country unique. We’ll also experience the stark contrast of modern achievements as we take a thrilling elevator ride up the tallest building in the world!
Camel markets and beautiful oases await us on our travels to Abu Dhabi, where we’ll visit a falcon hospital and the Louvre of Abu Dhabi.
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ABU DHABI A two-night stay in a desert resort will have us enjoying the scenery and doing some dune-bashing, as well as a chance to try a camel ride before we return to Abu Dhabi to end our amazing journey through the UAE! This world-class tour is one you won’t want to miss!
Friends Club trips are very inclusive with no hidden fees or hassles. Contact Karissa at 319-358-2230 or Karissa_Wikert@HillsBank.com for more information.
Dubai and Abu Dhabi Travel Show Hills Bank in North Liberty (590 W Forevergreen Rd) Thursday, August 16, 2018, at 4:30 p.m. Register for the travel show with a Friends Club representative at 319-679-2103 or at FriendsClub@HillsBank.com.
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NEW ORLE New Orleans lingers on the threshold between the Old World and the New and between history and legend. Jazz streams out into the March 18–25, 2019 $2,845 per person, double occupancy $3,469 per person, single occupancy
moonlight through French doors open to the night breezes as the sweet scent of olives fills the air. Experience the atmosphere for yourself on our 8-day journey to New Orleans and Cajun country by rail! We’ll board our train in Chicago and travel overnight through the scenic countryside to New Orleans, where we’ll immerse ourselves in the history and
culture of the French Quarter. Our first full day of touring will begin with a “Jazz brunch” at The Court of Two Sisters, one of the city’s most famous eateries, before a tour of the city along the rails of the famed St. Charles Streetcar. We’ll also take in the sights of the historic Garden District dotted with one stately mansion after another, journey to the city’s historic cemeteries that are referred to as “Cities of the Dead,” and enjoy authentic Cajun food at Mulate’s. We’ll then be whisked away to explore one of New Orleans’ greatest traditions—Mardi Gras! At Mardi Gras World, we’ll get a
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behind-the-scenes look at how the floats are built and learn about the history behind this annual event. Our touring also extends beyond New Orleans with the Bellingrath Gardens and Home in Mobile Bay, AL, a shrimping expedition in Biloxi, MS, and dinner at an antebellum mansion in Natchez, MS!
Friends Club trips are very inclusive with no hidden fees or hassles. Contact Karissa at 319-358-2230 or Karissa_Wikert@HillsBank.com for more information.
New Orleans Travel Show Hills Bank in North Liberty (590 W Forevergreen Rd) Thursday, August 16, 2018, at 6:00 p.m. (following the 4:30 p.m. Dubai andAbu Dhabi Travel Show) Register for the travel show with a Friends Club representative at 319-679-2103 or at FriendsClub@HillsBank.com.
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BELGIUM Compact and easy to navigate, the region known as Beneux encompasses Belgium, the Netherlands, and Luxembourg. Known worldwide for its beers, April 1–11, 2019 $5,549 per person, double occupancy $6,499 per person, single occupancy
SPRINGTIME IN
chocolates, and windmills, this area features some of Europe’s finest urban centers filled with architectural gems that include medieval cathedrals and ultra- modern museums. Upon arriving in the bustling city of Amsterdam, we’ll become better acquainted with the city on a panoramic sightseeing tour and see many colorful gabled homes and arched drawbridges. While in Amsterdam, we’ll also tour the famous
Rijksmuseum, home to priceless paintings by Rembrandt and other Dutch masters, learn about the art of brewing beer at the Heineken Experience, and travel to Keukenhof to admire the beautiful tulips. We’ll then head south towards Luxembourg City with a stop along the way in the city of Bastogne, which was integral in the Battle of the Bulge. Here, we’ll visit the Mardasson Monument, which tells the story of this battle and stands as a lasting tribute to those who died in the fighting.
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We’ll tour Luxembourg City, visit the grave of General George Patton, see the turreted Grand Ducal Palace, and stop at the Cistercian Orval Abbey. In Brugge, we’ll learn how chocolates are made, take a canal cruise, and visit the Lace Center. Before heading to Brussels, we’ll stop in the city of Ghent
for a tour of the city’s most legendary landmarks. Our final stop in Brussels brings us to the city center for a panoramic tour, a chocolate making workshop, free time to explore the city at your leisure, and a delicious farewell dinner!
Friends Club trips are very inclusive with no hidden fees or hassles. Contact Karissa at 319-358-2230 or Karissa_Wikert@HillsBank.com for more information.
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Join us as we travel to some of the most beautiful cities and regions the state of Idaho has to offer! Our tour begins as we transfer from the airport in Spokane, WA, where we’ll meet our local tour manager. From here, we will cross into Idaho and enter the Coeur May 16–22, 2019 $3,899 per person, double occupancy $4,479 per person, single occupancy IDAHO U
d’Alene Nation on our way to our accommodations for the next two nights. Our welcome dinner includes a cultural celebration with tribal members who will share their stories, music, and dance! The following day, we’ll take a scenic drive along the shores of Lake Coeur d’Alene as we make our way to Wallace, the “Silver
Capital of the World.” We’ll also take a gondola ride to the top of Silver Mountain, visit Cataldo Mission, and stop at a bison ranch.
In the days ahead, we’ll embark on a thrilling half-day jet boat excursion through Hells Canyon along the Snake River and enjoy lunch on the banks of the river deep in the Snake River Canyon! We’ll travel through the Nez Perce Indian Reservation and along the legendary Salmon River, continuing on toward McCall where we’ll tour the Smokejumper Base. In Sun Valley, we’ll begin at the Sun Valley
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COVERED Museum of History before seeing other historical sites, such as the Old Union Pacific Railroad Terminal, the Horace Lewis Home, and Hemingway Memorial. Our final stop is the capital city of Boise, where we’ll visit the World Center for Birds of Prey, enjoy a wine tasting and hors d’oeuvres at the St. Chapelle Winery, and explore the Basque Museum before returning home.
Friends Club trips are very inclusive with no hidden fees or hassles. Contact Karissa at 319-358-2230 or Karissa_Wikert@HillsBank.com for more information.
Idaho Uncovered Travel Show Hills Bank in North Liberty (590 W Forevergreen Rd) Tuesday, August 28, 2018, at 6:00 p.m. (following the 4:30 p.m. Marvelous Malta Travel Show) Register for the travel show with a Friends Club representative at 319-679-2103 or at FriendsClub@HillsBank.com.
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August 21–31, 2019 Starting at $5,999 DOURO RIVER CRUISE
Immerse yourself in centuries of history and the captivating culture of Portugal and Spain. This fabulous tour begins with two nights in Lisbon with plenty of time to explore Portugal’s capital before we board our
MS Gil Eanes for a 7-night cruise along the Douro River. As we set sail down the Douro, each day will bring us to another adventure. The food will be exceptional and the views will be breathtaking! We’ll tour Guimarães, wander through the beautiful gardens at Mateus Palace in Vila Réal, cruise through the heart of the most famous vineyards in the area, and enjoy an evening of flamenco entertainment. In Salamanca, dazzling houses and the impressive cathedral await our arrival and, in Ferradosa, we will journey through more vineyards and enjoy some delicious wines!
Our final stop is the city of Lamego for a visit to the Nossa Senhora dos Remédios sanctuary and cathedral. We will then disembark in Porto and begin traveling home.
Friends Club trips are very inclusive with no hidden fees or hassles. Contact Karissa at 319-358-2230 or Karissa_Wikert@HillsBank.com for more information.
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Friends Club News
2019 TRAVEL LINEUP
Join us for these upcoming travel shows to learn more about these 2019 trips from our travel operator, Star Destinations.
Register for one or more travel shows with a Friends Club representative at 319-679-2103 or at FriendsClub@HillsBank.com.
All travel shows will take place at the Hills Bank in North Liberty (590 W Forevergreen Rd).
Tuesday, August 7 D-Day Normandy Cruise on the Seine River..........................4:30 p.m.
Thursday, August 16 Dubai and Abu Dhabi........................................................................4:30 p.m.
New Orleans...........................................................................................6:00 p.m.
Tuesday, August 28 Marvelous Malta...................................................................................4:30 p.m.
Idaho Uncovered..................................................................................6:00 p.m.
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3rd Quarter 2018
Why Your Estate Plan Should Include Provisions For Digital Assets by Hills Bank Trust and Wealth Management Group
What happens to your Facebook, iCloud, PayPal TM , Instagram, or Gmail accounts after your death? These are known as digital assets, and the answer can be worth considering in your estate plan.
What are digital assets? Iowa law defines a “digital asset” as an electronic record in which an individual has a right or interest –not including underlying assets or liabilities or individual health records (for example, online access to a checking account does not make the underlying checking account a digital asset). Digital assets may be anything from social media pages, email, and blogs to airline miles, rewards accounts, or even digital currency and payment accounts. A digital asset’s value can be sentimental or quite valuable. What happens to your digital assets after your death? Unless you act, your digital assets may be inaccessible after your death. This could be a problem for those who want to preserve their digital assets as well as those who would like their accounts decommissioned. Why does it matter? Everyone uses technology in different ways and for different reasons. Some may conduct important personal business transactions via their email account. Others may store a lifetime of memories via social media. Some may be uncomfortable with the thought of their social media accounts continuing after they are gone, and others may wish to leave a loved one’s profile open as memorial to their life. Clarity Provided In 2017, Iowa became one of the more than thirty states to pass the Uniform Fiduciary Access to Digital Assets Act. This new law provides Iowans the power to decide who, what, when, and how a fiduciary may gain access to their digital assets. However, the law requires digital asset owners to take action in order to take advantage of their new powers. The time to act is now! What can you do? • Participate in programs that online providers have started to roll out in response to the problems of left-behind digital assets. For example, a social media company may allow provisions for memorial profiles, or an email provider may allow users to grant authorization for successor users to access accounts after the death of the primary user. • Work with an attorney to update your current estate planning documents such as a will, trust, or power of attorney to authorize a chosen person to access your digital assets in order to wrap up your affairs. • Check the Terms of Service of your current online service providers. If you find provisions you do not like, shop around for other providers. • Consider making a list of the important digital assets that you hold and keeping it in a safe place, such as a safe deposit or lock box. Investment products are not a deposit, not FDIC insured, not insured by any federal governmental agency, carry no bank guarantee, and may go down in value.
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Friends Club News
Policies/Procedures
Guests Members are encouraged to invite friends to experience the benefits of Friends Club. One guest per member is allowed to register for each event or day trip. This policy also applies to extended travel. However, after the same guest travels with Friends Club on three extended trips, the guest will be invited to join Friends Club to continue traveling with the group. Parking Day trips depart from and return to the Hills Bank on Blairs Ferry Road in Cedar Rapids and the Johnson County Fairgrounds in Iowa City, unless otherwise noted in the payment letter sent to each registrant. Parking at these locations is free. Extended trips will depart from and return to designated locations in Cedar Rapids and Iowa City, which will be noted in the trip information provided to each registrant. Itinerary, Payment, and Motorcoach Seating If registered for a day trip, a payment letter with trip itinerary and a prepaid envelope will be mailed to each registrant. The letter will be sent at least a month prior to the day trip. A bus seating list will follow, mailed separately. Please call to request information for extended travel. Cancellations If a cancellation is necessary, please find a replacement or contact the Friends Club to see if there is a waiting list and a replacement can be found for you. Refunds for cancellations or inclement weather are not guaranteed due to nonrefundable circumstances, such as pre-purchased tickets and reservations. If an event, day trip, or extended trip is cancelled due to insufficient reservation numbers, a full refund will be issued. For extended travel that uses an outside travel agent, Friends Club will adhere to the written cancellation policy of the agent. Waiting List Events, day trips, and extended travel may have a waiting list. We appreciate your understanding and willingness to be on the waiting list. Do not be discouraged, you may get a call to join us!
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3rd Quarter 2018
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